Are you wondering if being blacklisted? Infocorp Can it affect your job opportunities? It is a common concern among those who have outstanding debts. Infocorp is an entity that collects credit information and, although it cannot directly decide on hiring, its influence on employer decisions is a possibility that raises concern.
Can companies check candidates’ credit history as part of their selection process? If you are on Infocorp’s blacklist for unpaid debts, this question is key. To understand if your credit situation can affect your job opportunities, La República interviewed Javier Mori, legal manager of Equifax.
Can I lose a job opportunity by being on Infocorp’s blacklist?
In November of last year, Law No. 31944 was published, which prohibits the use of information from Private Risk Information Centers (Cepirs) —Equifax-InfocorpExperia and Sentinel—to accept or reject a candidate during the selection process for a job.
The legislation states that using credit information to avoid an employment contract is considered an act of discrimination. If companies wish to consult this type of information, they need written permission from the applicant, the rule states.
Along the same lines, Javier Mori indicated that “what is behind the norm is that This information must be used to make business decisions: rent, hire a telephone line, obtain credit. That is what it is designed and defined for. “Other types of uses should not be accepted.”
How do I know if I have debts in Infocorp?
The risk centers—Infocorp-Equifax, among others—”collect information from the financial system and other entities that, in some way, offer credit or goods and services to be paid on credit as well. The risk centers have not only the information current, but historical information,” says the legal manager of Equifax.
If you want to access this credit information in Infocrop to find out the debts you have pending, you only need your ID and carry out the following steps:
- Enter the portal Equifax.
- Write your ID and data such as your email.
- Access this link for more information about your FREE report.
- You can know your banking score totally free, but you can also access a complete report by the cost of S/29.90.
- After a few minutes, you will receive a message at email with all the information.
What are the debt levels at Infocorp?
Infocorp uses a scale to classify people according to their debts. We show you the five levels to better manage your credit history.
- Normal: It is the most common level of debt, since people are less than eight days in arrears.
- Customers with potential problems (CPP): when the default period is between nine and 30 days.
- Deficient: A person’s debt has a period between 31 and less than 90 days.
- Doubtful: The debt has a period of less than 120 days.
- Loss: People have debts that exceed a period of four months.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
