Banco de la Nación grants up to S/50,000 if you have a serious illness: how to request this insurance?

The Banco de la Nación, in addition to bank loans, offers various insurance policies to protect the lives of its clients. One of the most important is the cancer insurance and serious illnesses. This financial support, which reaches up to S/50,000, is designed to provide peace of mind in critical moments of diagnoses such as cancer, myocardial infarction, stroke or chronic kidney failure.

There are six plans, starting at age 18, which you can access from S/5.50; Everything will depend on your financial solvency. If you are interested in this insurance, in the following note we detail how to request it and the requirements you must meet to obtain it quickly and easily.

Requirements to access cancer and serious illness insurance from Banco de la Nación

To request this benefit, it is necessary to have the MultiRed Debit Card and present the national identity document (DNI), immigration card or identity card for foreigners. The age to join ranges between 18 and 70 years. In this way, wide coverage is ensured.

Banco de la Nación: what plans does this insurance offer?

He National bank presents various plans that adapt to the needs of its clients. From Plan A with an insured sum of S/25,000 for people over 45 years of age, to Plan F with coverage from the age of 18. These plans seek to provide accessible options adapted to different profiles. We show you each one in detail and the monthly premium figure:

• Plan A for people over 45 years of age: insured sum of S/25,000 with a monthly premium of S/34.71.
• Plan B for those under 45 years of age: insured sum of S/25,000 with a monthly premium of S/22.56.
• Plan C for people over 45 years of age: insured sum of S/50. 000 with a monthly premium of S/68.41.
• Plan D for those under 45 years of age: insured sum of S/50,000 with a monthly premium of S/44.47.
• Plan E from the age of 18: insured sum of S/5,000 with a monthly premium of S/5.50.
• Plan F from 18 years of age: insured sum of S/8,000 with a monthly premium of S/8.50.

Who CANNOT access this insurance?

Despite its wide availability, there are some important exclusions to be aware of. We show you a list for you to analyze if you are thinking about applying for cancer and serious illness insurance:

• Whether the injuries were caused in acts of declared or undeclared war, civil or military, national or international.
• If the insured was the author or participant in a criminal, subversive and/or terrorist act, insurrection, rebellion, invasion, strike, riot or popular tumult.
• Pre-existing conditions: if before taking out the insurance you have diseases, injuries, conditions or symptoms, congenital or not, including tumors, neoplasms, fibroids, malignant degeneration in cysts and fibroids, among others.
• If the insured caused injuries to himself voluntarily, as well as suicide or attempted suicide.
• Radioactive contamination.

Banco de la Nación: how to apply for cancer and serious illness insurance?

The process is simple and can be done in three steps. First, go to the nearest Banco de la Nación branch during business hours. Then, present the necessary requirements to the care staff and apply for insurance membership. Finally, sign the contract provided by the bank to complete the process.

For questions or emergencies, users can call from Monday to Friday to numbers 2110212 / 2110211 in Lima, or 749000 in the provinces.