It’s not the end of the month yet and you need money? An alternative to access liquidity quickly is through a request for a advance of your salary in some bank. This is a loan for emergencies that can be requested in a simple way and without having to go to the entity in person.
One of its benefits is that there is no interest rate, but rather a single commission is paid for the credit. We explain more detail about the amount you can request, the banks that offer it and the requirements in the following note.
What is the salary advance about?
The salary advance is presented as an agile solution to cover unforeseen expenses before you receive your regular payment. This service, offered by various banks, allows salary account holders to access a portion of their salary before the established date.
Although subject to conditions, it provides a quick source of money without compromising long-term financial stability, since the debt is paid off as soon as you receive your remuneration.
Which banks offer salary advances?
Banco de Crédito del Perú (BCP):
He BCP provides advances of up to S/2,500 for BCP Salary Account holders. This service, managed through the Mobile Banking app or internet banking, stands out for its simplicity and a single commission instead of interest. Forget about worries and cover unexpected expenses immediately.
BBVA
Clients World Salary in BBVA They can access advances of up to S/2,500. Among the requirements are to be a Mundo Sueldo customer, not register debts, receive monthly income from S/1,000 and that the payment has been made for at least the last 2 months.
Request it in just three steps through the BBVA app or online banking and get financial relief from unforeseen events. It should be noted that there is no interest rate because a single commission is generated that varies according to the amount you requested.
Interbank
Interbank allows advances of up to 35% of salary to Salary Account holders. To do this, you need to have received your remuneration in the last month and have a good credit rating at Interbank and the SBS.
The service stands out for its immediate accessibility for specific financial needs. It also charges a commission instead of interest that is around 4.5% of the requested amount (minimum S/14).
Scotiabank
Scotiabank offers advances of up to 30% of your monthly remuneration, easily managed from the app or website. With no additional interest, just a one-time fee, this service is automatically charged to your next paycheck.
To request it you need a salary account in the aforementioned bank and to have received your salary in the last three months. Your net monthly income must be equal to or greater than S/400.
BanBif
Clients salary BanBif They can obtain an advance of up to 30% of their salary. With a single membership through BanBif App, internet banking or offices, this service guarantees quick access. The single commission charged is 3% of the amount owed and it is necessary to have received at least one month of salary payment.
It is essential that you have a good rating in risk centers and that you do not register outstanding debts in the financial system.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
