The AFPs had good profitability in 2023 and recorded income of S/1,044 million 634,000 in the first 11 months of last year. Next, review the amount you have accumulated to date.
The four Pension Fund Administrators (AFP) recorded profits for a total of S/454 million 753,000 between January and November of last year, which represents an increase of 3.03% compared to the same period in 2022. These results positives are explained by a rebound effect that occurred in the midst of an economic recession and that affected the pockets of Peruvian families.
To make the best decisions about your financial future and to verify if your employer is complying with allocating the required percentages to the chosen system, you need to know what the current balance of your pension fund is. Here we show you the steps to do it!
How do I know how much money I have in my pension fund?
The AFPs are private entities whose objective is to manage members’ funds to generate long-term profitability through personal accounts, in addition to granting retirement, disability and survival pensions, as well as coverage for funeral expenses. To know the information related to your balance and profitability in the Private Pension System, you must know that Each AFP has a record of all your contributions on its website or application. This can be viewed through the following steps:
- AFP Integra: if you want to verify the account status in this AFP, you can enter THIS LINK.
- AFP Habitat: if you are a member of this AFP, go to THIS LINK and register your data.
- Profuturo AFP: go to the next page at THIS LINK to see your account statement.
- AFP Premium: go to THIS LINK and in the part that says ‘my account’, write your ID number and password.
SBS: check which AFP you are affiliated with
The Superintendence of Banking, Insurance and AFP (SBS) explains to you through this procedure how to find out which AFP you belong to:
- Go to the SBS website and click on the ‘online services’ option. You can also enter THIS LINK.
- Then, choose ‘AFP affiliation report’ so you know whether or not you are affiliated with any of the AFPs.
- Next, a new window will open and you must log in. If you don’t have an account, you have to register. To do this, you must read the conditions of use, write your ID, your email and create a password.
- Once you are registered, you will be able to find out if you are affiliated or not, in addition to other information, such as the date you joined the SPP, your code, work modality and the type of AFP.
How to see my account statement in my AFP?
To access your account statement, you must log in to the AFP website or application using your ID and password. If you do not have an account, you can create one by providing your personal information and thus generate your own password. Additionally, if you wish to receive the amount of your contributions every four months, you have the option of contacting your AFP or going to one of their agencies to update your information. In the same way, you can request a detailed report of all your contributions and movements since you first joined, including fees and accumulated balance.
Journalist from the Jaime Bausate y Meza University. Web editor for La República, with experience in public and civil society institutions. Interested in politics, society and human rights issues.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
