Credit in Yape 2024: what is the maximum amount I can request and what requirements do I need?

Yape has become one of the applications most used by the Peruvian population. The variety of options offered by this digital wallet It allows users throughout the national territory to carry out operations such as sending and receiving money, accessing promotions, recharging cell phones, paying for services, among other benefits.

However, an alternative that can be a plus for users of this application is that it has the option to grant credits quickly and easily, which makes it easier for people to obtain a benefit that is mostly provided by banks. If you want to know what it consists of, what the requirements are and the steps to follow, we will tell you in this note.

Yape Loans 2024: how to apply?

To request your credit in Yapeyou must meet the following requirements:

• Be affiliated with Yape with a BCP card or with a Yape Account with a DNI.
• Your contact information such as address and cell phone number must be updated in BCP.
• Have the debit card active, without blocks.
• Present good behavior and credit history. That is, be up to date on bank loans, credit cards and basic services such as electricity, water, telephone, among others.
• Have a pre-approved offer to access credit.

What is the procedure to request a Yape loan?

• Open your Yape application.
• Look for the ‘credits’ option within the app menu.
• Tap on ‘request credit’.
• Select the amount and payment date that best suits you.
• Review your application information and accept the credit conditions.
• Enter the validation code that you will receive by text message to confirm your Yape credit.
• Once the previous steps have been completed, you will be able to review the deposit in your Yape balance.

What hours can you request a Yape loan?

To check if you apply for a loan, go to the official Yape website and look for the ‘products’ tab, then ‘finances’ and finally you will find the box that says ‘credits’. When you click on it, you will find a section to enter your information (DNI number). If you have the option active, you should know that it will be available from Monday to Sunday from 5 am to 11 pm

Yape 2024 credits: how much can you request?

The digital application belonging to the BCP offered microcredits of between S/100 and S/500 that must be paid in a single payment, but at the end of 2023 it was announced that it will grant up to S/1,000 that can be paid in installments of up to 18 months.