Fonavi: everything you need to know to collect your money

Yesterday, the ad hoc commission For the return of contributions from the National Housing Fund (Fonavi), the national registry of people who will receive a part of their money charged to a later cancellation was approved. In this report you will learn how to know if it is your responsibility to collect, when and where, among other questions.

1. Who can collect the refund?

The registry is made up of 64,272 Fonavistas who to date have not received a single sol; in addition, they are people who have been verified to have their respective individual account for contribution periods.

To find out if you are part of this list you must enter the website fonavi-st.gob.pe. Once there, you will find a red button with the name “Check here if you are a beneficiary of Payment Group No. 20 – December 2023”. When you click, you will be asked to enter the type of identity document you have, the number and copy the verification code, which is six capital letters. Once you complete the information, you must click on “Consult” and you will receive a message indicating if you are part of the registry.

2. How much money will each Fonavista receive?

Of the total amount held by the ad hoc commission for refunds, which amounts to S/2,300 million, S/164 million, 350,034 will be transferred to the financial entity in charge of making payments, according to administrative resolution No. 001-2023/CAH.

While it has been established that the minimum payment amount for each former contributor will be S/40 and the maximum will be S/6,680. The amount will depend on the number and years of contributions that are duly verified and registered. If you have more documents that validate your contributions, you can still present them.

It should be noted that due to the latest ruling of the constitutional Court (TC), employer contributions will no longer be considered, so the total debt was reduced from S/42,000 million to S/6,600 million.

3. From when and where can the money be collected?

Starting Thursday, December 21, Fonavistas who are on the register will be able to collect their money at any agency of the Banco de la Nación nationwide.

The refund is made through the mechanisms managed by said banking entity, including the method of crediting into account, for which you are exceptionally authorized to provide the information (savings account number or DNI Account of the beneficiary) to the Technical Secretariat, for the exclusive purposes of making this payment method viable, specifies the regulations of law 29625. While an essential requirement to collect in person will be to present the physical DNI and the Certificate of Recognition of Contributions and Rights of the Fonavista (CERAD ), which will be available on the web in the coming days.

4. What happens if I am not on the registry?

People who do not appear on the payment group 20 registry must wait for the next list that will be published in 2024. The ad hoc commission has reported that it will continue working to include workers who did not collect their money at even though they were on the 19 lists.

Likewise, this working group is in the process of defining whether the 338,000 people who accessed loans from the Materials Bank can be considered beneficiaries of Fonavi. In many cases, these people paid their loans with interest, which is why today they demand that their contributions also be returned as they are private resources.

5. What happens if the Fonavista died?

The relatives of deceased Fonavistas will also be able to collect contributions. In order of priority, the spouse is considered first and then the minor children and children with permanent total disabilities accredited by the Conadisadult children, parents and siblings.

To prove the status of debtor, the interested family member Your DNI must be presented to the Banco de la Nación, death certificate of the Fonavista and marriage certificate or proof of registration of the de facto union. If the child is the one requesting, he/she must bring his/her birth certificate. If the amount to be returned exceeds S/19,800 (4 UIT) you must prove the link through intestate succession.