It can become a ‘salvation’ in the face of an unforeseen event, as well as in the face of a long sentence that seems to have no end, credit cards are a mechanism for obtaining money that, with responsible use, can become an ally.
These cards may be associated with a financial institution or other company that issues them. Credit cards are a plastic or metal method, which is connected to the customer that allows them to make transactions without money in the account, since it functions as a loan that the customer has to pay after the cut-off date. or the minimum value or less, in which case interest will be generated.
More women accessed private bank loans in 2023, but received less financing than men
There are some cards that give you the option to defer your purchase for months without interest, in this case you will end up paying only the value of the ‘loan’ you have given.
As mentioned before, credit cards are not ‘bad’, it will all depend on responsible use by the client.
Advantages of credit cards
How much do you spend on Christmas shopping? Pay attention if you use credit cards
Disadvantages of having a credit card
Source: Eluniverso
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
