On November 11, the Government promulgated Law 31928, which introduces modifications to Law 29625, responsible for the return of Fonavi funds to workers who contributed to it, to allow partial return with a charge to subsequent cancellation and recognize the right of return to heirs in the event of death. The period to regulate the standard is 30 business days. Here are some key points about what this process will be like, which, at the latest, would begin next month, before the Christmas.
Who will be returned?
According to Luis Luzuriaga, president of the Ad Hoc Commission in charge of the return of Fonavi, the funds will be returned to all those workers who have contributed between January 1980 and August 1998. And, in addition, they have been accredited through the ONP, the AFP or employers. “So far there are 1.2 million accredited fovanistas,” he details.
Who will be prioritized?
Law 31928 states that priority should be given to people over 60 years of age, those registered with the National Council for the Integration of Persons with Disabilities (Conadis) and those who have a serious or terminal illness, whether they are the owners. or relatives.
According to Luzuriaga, regarding serious illnesses, former contributors must validate this condition through a certificate issued by the Minsa, Essalud or the Medical College of Peru. It is not yet clear whether these documents will be presented at the Banco de la Nación or at the Fonavi Technical Secretariat.
Do the bereaved get paid?
In the event that the Fonavista has died, the return will be made to his relatives., being the first in the order of priority; the surviving spouse or member of the de facto union, minor children and children with permanent total disabilities accredited by Conadis. Minor children, parents and siblings follow.
According to the rule, when the amount to be returned exceeds 4 UIT for each collection occasion, if applicable, the debtor of the deceased Fonavista owner must prove the link through intestate succession or will duly registered in Public records.
When will it be returned?
The president of the Ad Hoc Commission indicates that the return of contributions would begin on December 14.
This date was also ratified by the Minister of Economy and Finance, Alex Contreras, who commented that his office is betting so that Fonavistas can collect before Christmas.
“The idea is that it can be done before Christmas because there are advanced registers, the regulations are advanced, 30 days seems like a long time to me, one or two weeks would be prudent (to promulgate the regulations). That is the indication that I am going to give to the members of the MEF who are on the commission, that the payments can arrive until Christmas,” he said.
How much will be deposited?
According to Luzuriaga, since not all former contributors gave the same amount of money or for the same period, a formula must be developed to determine the amount of the return. This will take into consideration the periods and percentage of the contribution that range from 0.5% to 9%.
“The ideal would be for everyone to receive S/2,000, but it should be noted that the return depends on the contributions. It will be found that all fonavistas receive as much as possible to satisfy their needs,” he stressed.
The rule specifies that if the total amount calculated to be returned is less than the amount recognized, the most beneficial solution for the Fonavista is adopted, not requiring the return of the difference.
Where will it be paid?
The return of Fovavi contributions will be made in the agencies of the Banco de la Nación (BN) at the national level. The entity recently reported that it is working together with the Fonavi Technical Secretariat in the actions necessary to complete the returns.
It is not yet known if payments will be made according to any specific criteria, such as the completion of the DNI or the alphabetical order of surnames.
However, Luis Luzuriaga indicates that all Fonavistas They must have their contribution certificate to make the payment and be on the contribution return register.
Users can verify if they are registered in said document on this website: https://www.fonavi-st.gob.pe/sifonavic1/.
Source: Larepublica

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