Banco de la Nación: how to open a withdrawal account and what is it for?

The account for withdrawals is regulated by Legislative Decree 940 and DL 1110 with the objective of facilitating the payment of various tax obligations. to those who offer certain goods and services. As is public knowledge, the Banco de la Nación (BN) is the entity in charge of many financial operations and transactions in our country, but it also has a participation in the collection of taxes through this fund.

In the following note, learn about the benefits of the current account for withdrawals, write down all the requirements and learn how to open one to make these payments in the BN easier. Pay attention to all the details!

Banco de la Nación: what is the withdrawal account?

A current account for withdrawals is a fund in the Banco de la Nación that is in the name of the seller or service provider and helps you collect money from your clients through a percentage discount on the total price of the product. This amount is deposited by the buyer in the company’s account, while the rest is delivered to the company in the manner agreed upon by both parties.

What are the benefits of the Banco de la Nación withdrawal account?

According to the Banco de la Nación website, the Banco de la Nación withdrawal account has the following advantages:

• Extensive coverage throughout the country for your operations.
• It does not require a minimum opening amount.
• Tax payments can be made with the SOL code provided by Sunat, on the same entity’s website, charged to the current account, and through the BN agency network using the checkbook.
• The bank does not charge any fee for crediting withdrawals into the account.
• There is no cost for maintenance and sale of checkbooks.
• Deposit of individual or massive withdrawals throughout the BN agency network.
• Individual or bulk deposits to this account can be made online, charged to a commercial bank account, or charged to any Visa-affiliated credit or debit card.

Banco de la Nación withdrawal account: what are the requirements?

If you are looking to open a withdrawal account at Banco de la Nación, you must meet the following requirements:

For a natural person

• Letter signed by the owner, requesting the opening of the current account.
• Original DNI or, if you are a foreigner, a simple copy of your current immigration card, passport or temporary residence permit card (PTP).
• Simple copy of the updated RUC.
• Signature record of the person authorized to manage the current account.

Requirements for a legal entity

• Affidavit for opening a current account for withdrawals.
• Simple copy of the RUC (CIR, proof of registered information), with updated, active RUC and with existing tax address.
• Signature record of the person authorized to manage the current account.
• Original DNI and, if you are a foreigner, present a simple copy of the immigration card, passport or temporary residence permit card (PTP) of the person(s) authorized to manage the current account.

In the event that the holder representatives do not come forward to open the current account for withdrawals, they can send an authorization to a third party through a simple notarial letter, who must show their current ID. It is worth remembering that the opening and signature registration cards are available at the Banco de la Nación.

Banco de la Nación: how to open a withdrawal account?

If you want to open the checking account for withdrawals in person, you must follow these steps:

• Go to the Banco de la Nación agenda closest to your home in Lima or the provinces and submit the requirements requested by the entity’s staff. If you are the new person responsible for managing the current account, you must register the signatures by presenting your ID, immigration card or passport.
• Fill out and sign the Signature Registration and Current Account Opening cards in the presence of the responsible official of the Banco de la Nación.
• When you have completed the first steps, the BN staff will inform you of the opening of the requested account.

If you decide to open a checking account for withdrawals virtually, you can do the following:

• Go to the Banco de la Nación website
• Click on ‘clients’ – ‘bank accounts’ – ‘current account at UOB agencies’ – ‘requirements’
• Next, download the ‘User Registration Request’ form, then print and fill it out.
• Afterwards, the account holder must send it to any BN agency
• The agency will provide you with your account information and confirmation of the opening you requested.