The Pension Normalization Office (ONP) reported that from 2021 to September 2023, a total of 16,586 pension loans so that its members can access a pension at the time of their retirement.
This benefit allows those who managed to contribute for at least nine years to request a pension loan for up to one year to complete the missing contributions and thus achieve a proportional pension of S/250 and health insurance, both for life.
If the member wants to access a special retirement with 15 years of contributions, which amounts to S/350, he or she may request a pension loan for up to two years. While if you are looking to access a minimum pension of S/500 with 20 years of contributions, state financing may be for three years.
This loan may be paid with the pension. If you receive a retirement through the general pension scheme, the discount will not be greater than 30% of your pension. On the other hand, if the pension is proportional, no more than 20% can be deducted.
Accreditation of contributions
Another facility in ONP is the sworn declaration, which allows members to credit contributions for up to two years to access a proportional pension between 10 and less than 15 years. With this accreditation, a total of 12,687 people benefited between December 2020 and September 2023.
This simple document must indicate the name of the employer and the period of the employment relationship.
The declaration must be accompanied by documents that prove the member’s employment relationship, such as legal credentials, work card or photocheck, registration card, contribution booklets, resignation letter, memorandum, letters, payment slips, work books. forms submitted by the insured, medical care cards, among others.
It is worth mentioning that, with the accreditation of contributions, you can request the retirement, widowhood, orphanhood and ancestry pension.
They seek to expand Pension 65
Through its pension reform proposal, The Executive seeks to expand Pension 65 so that ONP and AFP members over 65 years of age, in extreme poverty, and members over 75 years of age, in non-extreme poverty, who do not have access to a pension, are incorporated into said program, according to the state’s financial capacity.
Source: Larepublica
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