The congressman Wilson Soto Palaciosfrom Acción Popular, proposes establishing a maximum period of 72 hours for the delivery of debt cancellation certificates to any entity in the financial system, Well, today the current regulations indicate that this document is delivered at the user’s request and in many cases the registration is not carried out in a timely manner.
Bill 6024, ‘Law that establishes the deadline for the delivery of proof of cancellation of credits’, seeks to modify article 43 of Law 29571, Consumer Protection and Defense Code, which would also add that , in the event of non-compliance with the deadline, a sanction would be imposed in accordance with the regulations corresponding to the Superintendence of Banking and Insurance (SBS).
“The proposal brings benefits to users of banking entities because, after fulfilling the cancellation of their debt, they will immediately and without requirement obtain proof of cancellation of the loan, which will allow them to have a document that certifies the payment not only before the entity with which they contracted, but also to demonstrate their quality as a good client before other entities in the financial system.“, is maintained in the document.
The initiative was presented on September 28 and must go through the evaluation of the Congressional committees before going to the Plenary Session for debate and voting. If approved, the SBS will have up to 30 days to adapt the rules that allow its application.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
