Banco de la Nación: these are the requirements to take out a loan of up to S/50,000 in discount per payroll

If you work for the State and have debts, the Banco de la Nación has a benefit for you, since you can request a loan of up to S/50,000, after a credit evaluation. The disbursement is immediate and the loan installments will be deducted from your payroll, pensions or savings accounts if it had not been made by the previous means.

Banco de la Nación: what are the characteristics of the loan?

The loan granted by the Banco de la Nación can be accessed in terms of up to 60 months, according to the credit evaluation and age. We detail the rest of the features it has:

• TEA fixed 8.90%.
• Annual Effective Cost Rate (ACER) from 10.47%.
• Each installment contains the interest generated, the commission for contributions and the amortization of the borrowed capital.

What are the requirements for a loan of up to S/50,000 at Banco de la Nación?

If you wish to access the loan, you must present the following documents:

• multiRed debit card
• Original DNI or immigration card (original and copy)
• Last payment receipt no more than 4 months old (original and copy, or virtual receipt)
• If the CAS worker joined on March 10, 2021 or later, they must also present their latest original contract and addendums. These documents must demonstrate a minimum work seniority of 13 months.

Additionally, you must present documents that verify the debt to be settled:

• In the case of credit cards, the financial institution must issue the current card account statement.
• In the case of freely available consumer loans, the debt settlement must be submitted, which must contain the total balance of the debt, customer information and contract or credit number.

How to request a loan of up to S/50,000 from Banco de la Nación?

• Go to a Banco de la Nación agency near your home.
• Deliver the requested requirements to access the loan to the bank’s customer service personnel, so that they can pass the credit evaluation.
• If your application is approved, the amount It will be disbursed into your savings account at Banco de la Nación. Additionally, you have to sign a list of contractual documents.