MiVivienda Fund gives you more than 41,000 homes: where are they located and how to access them?

Do you want to buy your own house, but you have problems paying for it? If so, please pay attention to the following information. It turns out that the MiVivienda Fund has a varied real estate offer and offers you the opportunity to build, buy or improve a house through the Housing Family Bonus, which belongs to the Techo Propio program. If you are interested in knowing where these properties are located and what the steps are to access the financial subsidy provided by the State, continue reading this note.

MiVivienda Fund: in which districts of Lima is the greatest real estate offer?

The MiVivienda Fund was created in 1998, through law 26912, with the objective of promoting and financing the purchase, improvement and remodeling of homes. This program belongs to the Ministry of Housing, Construction and Sanitation and seeks to increase the supply of houses, which until March of this year reached 41,509 housing units nationwide.

In the case of Lima and Callao, there is a real estate supply of 26,599 homes, distributed in 338 projects, and their average price reached S/279,557. These are the districts in Lima and Callao that have the most availability of houses:

• Commas (3,048)
• Victory (2,720)
• Jesus Maria (2,540)
• Lima fence (2,148)
• Santiago de Surco (1767)
• Magdalena del Mar (1,714)
• Saint Michael (1,492)
• Saint Martin de Porres (1,456)
• Lynx (1,311)
• Free People (1,244)
• Surquillo (1,113)
• Chorrillos (1,005)
• Breña (949)
• Ravine (510)
• Lurin (412)
• Pachacamac (240)
• The Olive Trees (206)
• Lurigancho (189)
• Tie (155)
• Miraflores (113)
• San Juan de Lurigancho (46)
• Rimac (43)
• Carabayllo (36)
• Villa El Salvador (34)
• Santa María del Mar (26)
• The Pearl (17)
• San Juan de Miraflores (15)
• Callao (4)

MiVivienda Fund: what is the real estate offer in regions?

In the case of the country’s regions, the MiVivienda Fund registers an offer of 14,910 homes that belong to 101 real estate projects and their average price is equivalent to S/187,470. These are the departments with the greatest number of houses:

• Piura (4,409)
• Arequipa (3,140)
• Lambayeque (2,819)
• Puno (1,038)
• Ica (1,024)
• Freedom (928)
• Cusco (852)
• Junin (271)
• Tacna (197)
• Saint Martin (162)
• Ancash (70)

MiVivienda Fund: how to register to access?

• You must register your family group at the offices and centers authorized nationwide by the MiVivienda Fund. In Lima, you can go to Jr. Camaná 199, Cercado de Lima, from Monday to Friday from 9:00 am to 6:00 pm, and on Saturdays from 10:00 am to 2:00 pm. In the case of regional offices, you can click on this LINK.
• Present your national identity document (DNI) and that of your spouse or cohabitant, if applicable, and have the information of all the members of the family group.
• If the family head is made up of a cohabiting couple without having married, the form must be signed by both. If both are married, said document must be signed by one of them.

MiVivienda Fund: what are the requirements?

1. Family groups must have independent land or air free of charges.
2. Not having previously received housing support from the State.
3. For the purchase of a home: the Monthly Family Income (MIF) must not exceed S/3,715. For Prioritized VIS cases, it should not exceed S/2,071.
4. For the construction of a home: the Monthly Family Income (IFM) must not exceed S/2,706.
5. For the improvement of a home: the Monthly Family Income (MIF) must not exceed S/2,706.
6. If they want to buy a home, they will not be able to have another home or land nationwide.
7. If you want to build or improve your home, you must be the owner of the property where the work will be carried out; it must be registered in Public Registries without charges or encumbrances. In addition, they must not have other land or housing at the national level.