Branches of the Ecuadorian Institute of Social Insurance (IESS) have the possibility of adding more beneficiaries to most of the insurances provided by that institution.

It is the obligation of all companies to attach them to the entity when hiring workers. A citizen will have a contribution of 9.45% of his salary; while the employer will receive 11.15% of the salary.

By applying to IESS, health insurance can be extended for an eligible spouse or common-law partner, with a monthly payment.

The value assigned by IESS for the death of a member

In the case of a member, he or she must pay a premium of 3.41% and General Insurance disability and old age pensions; and to persons with permanent total disability from the risk of work with the payment of 4.15% of pension or monthly income.

No premium is paid for members’ children under 18 years of age, but disability and old-age pensioners of the General Insurance and pensioners of the Labor Risk Insurance must be paid.

These are the benefits that registered dependents have:

Those who are registered as dependent beneficiaries cannot receive economic financial support.

The first step to follow is the registration of dependent family members, for this you must:

When you complete this step you must: