The desire of many Peruvians is to achieve their own home; For this reason, the Mivivienda Program helps to build or acquire it. How to access and what requirements do they ask for? We tell you.
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The Mivivienda Fund is an entity belonging to the Ministry of Housing, Construction and Sanitation (MVCS) that offers the possibility of building, buying or improving a house. This is done through the Family Housing Bonus, which belongs to the Techo Propio program and includes an amount of up to S/29,700. If you want to access this benefit, check this note from La República to know the requirements.
Own Roof Bonus: what requirements must I meet?
- Family groups must have independent land or air free of charges.
- Not having previously received housing support from the State.
- For the purchase of a home: the Monthly Family Income (MIF) must not exceed S/3,715 and for Priorized VIS cases it must not exceed S/2,071.
- For the construction of a home: the Monthly Family Income (IFM) must not exceed S/2,706.
- For the improvement of a home: the Monthly Family Income (MIF) must not exceed S/2,706.
- If they want to buy a home, they will not be able to have another home or land nationwide.
- If you want to build or improve your home, you must be the owner of the property where the work will be carried out; it must be registered in Public Registries without charges or encumbrances. In addition, they must not have other land or housing at the national level.
Own Roof Bonus: how to register to access?
- You must register your family group at any of the offices and authorized centers nationwide of the Mivivienda Fund.
- If the family head is made up of a cohabiting couple without marriage impediment, the form must be signed by both. If the family head is made up of a married couple, the form must be signed by any of them.
- You must present your DNI and that of your spouse or cohabitant, if applicable, and have complete data on all members of the family group (name, DNI, date of birth).
What are the bonuses of the Techo Propio program?
These bonuses are available until December 31, 2023.
- Bonus of S/43,312.50 to buy a home.
- Bonus of S/29,700 for the construction of a home.
- Bonus of S/11,385 to improve a home.
Source: Larepublica

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