Yape is the mobile digital transaction application most used by Peruvians. Due to its ease of use, more and more businesses are providing the option to their customers to cancel products or services with this digital tool. However, in recent months, multiple complaints about scamsapparently made with this app, which is called fake yape and that have become a headache for entrepreneurs in various fields.
How does fake Yape work?
The digital tool Yape has been replicated for the purpose of cybercrime and perpetrating a scam. How is this possible?
Although when yapping we have two options: enter the number of the person or business for a transaction or scan its QR code, performing these steps is not totally reliable if it is not verified that the operation has been processed successfully.
For this modality of scam, cybercriminals usually use two modalities. The first is to modify the screenshot (generated by a fraudulent app) with editing software and send it again, which takes more time. The other is to use a fake Yape app: first they use the official application to obtain the data of the person or business; Once this is done, enter the name and the amount you wish to appear in the yapeo. This will generate a very similar image and, if the recipient does not check your application, they can easily fall for the scam.
How to avoid these types of scams?
Given that the purpose of Yape is to carry out financial operations immediately, the person who offers a product or service and who, therefore, receives an amount of money must verify in their movements that the sum appears in their account before proceeding with the payment. commercial exchange.
How to check if the yapeo has already arrived?
- You should receive a Yapeo notification.
- Verify your movements taking into account the date and time.
- Make sure that the correct amount and name of the person who paid you appears.
What does Yape recommend to prevent scams?
- Protect your cell phones: If your cell phone is lost or stolen, contact us immediately
- Take care of your personal data: Do not share your confidential data such as ID number or secret keys.
- Hide your financial status: Do not show your Yape balance or your savings accounts.
- Do not provide confidential information: Do not enter links that you receive by SMS or email to “update your data” in the name of Yape.
- Never share your access codes: Remember that with this information you can affiliate other devices to your accounts.
Sanctions
The Computer Crime Law Article 10 stipulates a penalty of no less than one year and no more than four years of imprisonment for persons who, aware of the illegality of their actions, manufacture, design, develop, sell, facilitate—or other action. contemplated in the law—these cybernetic mechanisms for carrying out crimes.
Likewise, the person who runs the application to generate the false receipt incurs a crime of fraud and this could result in a penalty, such as imprisonment of no less than one nor more than six years.
How to create a Yape account?
- Go to your app store and download this tool, either from the Play Store, App Store or App Gallery.
- When opening this app, select the ‘create account’ option.
- Enter your cell phone number and the code that you receive on that device.
- Enter your details and create your password.
- Select how to pay and get paid for Yape.
- Validate your identity with a photo of your ID and your face, or by answering security questions.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
