Essalud improves collection and obtains additional income of more than S / 250 million

The Social Health Insurance (Essalud) reported that, as of November 30, 2021, it had operating income of S / 11.8 billion, a total of S / 250 million more than projected for that month. This represents an increase of 2% of the initial annual programming established by the institution.

He also mentioned that the additional collection comes mainly from health contributions by private and public employers and pensioners, as well as debt recovery and the generation of financial income.

Through a statement, Essalud estimated that at the end of this fiscal year it will be able to raise more than S / 12.9 billion, which will allow it to have more resources to finance the gaps in hospital infrastructure, healthcare equipment and other essential aspects for the attention of our insured.

If this collection takes place, the amount would exceed by 14% the total income obtained in 2020, the year in which the COVID-19 pandemic began, which implies a recovery of more than S / 1.5 billion.

“This important improvement and recovery in the collection of operating income is of utmost importance for EsSalud since the institution has been severely hit by the health and financial crisis generated by the new coronavirus pandemic, which in 2020 reduced its operating income by about 10% ”, affirmed Mario Carhuapoma Yance, executive president of Essalud.

Essalud: economic reactivation underway

Another important aspect that has contributed to the recovery of EsSalud’s operating income is the economic reactivation of the country, as well as the implementation of concrete actions that the current administration has been carrying out to reverse the deficit result of the year 2020.

“Among the actions to improve the collection of contributions and recoveries of tax debts, specific indicators and goals have been implemented through the Sunat in order to increase the collection of contributions and reduce the delinquency rate of employers,” explained the institution.

Work is also being done to improve the debt recovery ratio and to increase enforcement actions for employers.

Essalud: collection for debt recovery

For the rescue of non-tax debts of defaulting employers for the benefits provided to their workers, the new regime of payment facilities (Refadent) has been applied through installments of up to 10 years, as well as the strengthening of coercive collection through the electronic bank repossessions, among others.

With regard to financial income, EsSalud, in its capacity as institutional investor, has a new financial investment policy and its respective regulations in order to optimize the management of the funds in the financial investment portfolio through Strategic Allocation models. of Assets.

“These actions are aimed at strengthening the financial sustainability of EsSalud over time so that this institution can provide timely health, economic and social benefits, with quality and warmth, to the insured, as well as improve preventive and resolution capacity of its healthcare centers nationwide ”, he pointed out.