How to request a Multi-Network Loan for studies at Banco de la Nación?

Higher education is not easy to afford for everyone. That is why the Banco de la Nación has released the program Multinetwork-Studies LoanIn this way, those people who want to invest in their academic training will be able to do so with this credit which has one rate less than what other banks usually give. In the following note, find out how you can acquire it, the requirementswhat is the maximum amount that the bank gives you, among other information.

What are the benefits of the Multired-Estudios Loan?

• You can request it to finance your education, that of your spouse, siblings, children or grandchildren.
• Access specialization programs at a technical level, highly specialized programs at the postgraduate level, specialized master’s degrees, undergraduate and postgraduate training studies, doctorates, and expenses to obtain a master’s/doctoral degree.
• Financing of up to 100% of the program to be chosen at universities that maintain an agreement with Banco de la Nación.
• Access exclusive discounts at the most prestigious educational centers in the country.

How can I request a Multired-Estudios Loan?

If you are a worker or pensioner in the public sector and receive your monthly income at Banco de la Nación, you can apply for your Study Loan at any time. According to the website of the National bankthis credit can be requested through the WhatsApp of the number 942 896 863, you can also approach any of the agencies of the financial institution.

Likewise, if you want to carry out a simulation of how much the bank could offer and at what rate, with the Multired-Estudios Loan program, you can do so at the following link: https://bnenlinea.bn.com.pe/SIMU/simulador04. htm

What is the amount offered by the Multired-Estudios Loan?

This loan allows you to finance from 20% (or S/300) to 100% of the value of the educational program and other costs, such as registration, tuition, administrative procedures, etc.

The maximum amount offered by the bank is S/100,000, in terms of up to 60 months and with a fixed TEA of 10.00%. If the amount of the requested loan does not cover 100% of the total cost of the training program, the bank will verify the availability of the client’s funds in their savings account in order to ensure the transfer for the total amount to the educational institution.

What are the requirements to request the Multired-Estudios Loan?

• MultiRed Debit Card (affiliated with VISA).
• Original DNI, or original and copy of the immigration card.
• Original and copy (or virtual receipt) of the last payment receipt, whose maximum age accepted is four months.
• Pre-registration form granted by the educational institution, duly endorsed.
• For CAS workers whose employment date is from 03/10/2021 onwards, they must demonstrate a minimum of 13 months of seniority, additionally presenting their last original contract and/or addendum(s) or authenticated copy(s) of the same. For CAS workers whose date of employment is prior to 03/10/2021, the aforementioned requirement will not be required.