After the intervention of the Caja Rural de Ahorro y Crédito Raíz SAA (CRAC Raíz) due to financial insolvency, the Superintendence of Banking, Insurance and AFP (SBS) recommended that individuals and companies that maintain loans with this entity continue to comply with their payments, since your credit history could be affected. Below, we will tell you more details about this SBS statement and where you can make the corresponding deposits. Take note!
Caja Raíz in Liquidation: where to make the payment of credits?
According to the statement published by the SBS on its social networks, Caja Raíz clients with loans or other obligations must continue to comply with the payment schedule if they do not want to affect their credit histories. These are the accounts of the financial institutions to make the respective deposits:
Collection accounts:
- National bank
- Credit Bank of Peru
- bbva bank
- Scotia Bank.
BCP checking accounts:
- Suns: 193-1523490-0-87
- Dollars: 193-2336194-1-28
When the corresponding payment has been made, the receipt must be sent to atencionalusuario@raizperu.com or WhatsApp 942 071 601. Remember that, when you go to the corresponding window, you must indicate the ID number of the credit holder or the credit code.
Caja Raíz in liquidation: what happens if you are late in the payment?
In the event that the client is days behind in payment and these have generated a delay between August 10 and 20, they will not be charged. In the same way, if a commission for the payment applies, it will be returned in your next installment, as long as the payment is made until August 20.
Finally, the SBS emphasized that no payment should be made to officials of the Caja Raíz.
Caja Raíz in liquidation: how do you know if you are on the list to receive the money back?
On August 15, the SBS began payments to more than 26,000 savers affected by the liquidation of Caja Raíz. If you want to find out if you appear on this first list where natural persons with savings and fixed-term deposits appear, you must follow these steps:
- Enter the following LINK and identify yourself with your national identity document (DNI).
- Go to any BCP office and request your money back by showing your ID.
- This money return process is free and is not subject to any commission or cost.
Source: Larepublica
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