Get a loan in minutes! These financial entities approve your request at an unimaginable speed and disburse it up to a period of 24 hours only with the ID.
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Do you need money urgently? It is already possible to obtain a loan with the National Identity Document (DNI) as the only requirement. To one side were the cumbersome procedures and requirements for obtaining borrowed money from the country’s main financial institutions. Now, it only takes minutes to get a response to your loan application, which can be disbursed within 24 hours.
What banks offer loans only with your ID?
Among the main private banking entities that provide this economic facility to Peruvians are:
- Pichincha Bank: This bank offers you a wild card if you pay your loan on time, you can pay double installments in July and December and the loan payment periods vary according to the type of client.
- Ripley’s Bank: This bank offers various types of loans and asks as a requirement that you have good behavior in your payments and movements.
- Credit Peru: Although the amounts are low, around 1,000 soles, they can be approved in just 15 minutes.
- Sullana Box: This bank offers installment deposit guarantee loans, whose interest rates are very competitive.
These institutions give you the facility to obtain immediate credit. Photo: Composition LR/Broadcast
What is the maximum amount that these banks lend?
- Pichincha Bank: offers higher amounts than the regular ones, these range from 1,000 soles to 50,000 soles.
- Ripley’s Bank: offers loans of up to 5,000 soles for a term of 12 months.
- Credit Peru: lend amounts of up to 1,000 soles that can be approved in 24 hours and paid within 30 days.
- Sullana Box: You will be able to access amounts of 5,000 soles and financing of up to 90% of the deposit amount.
Banco Ripley announced facilities for its clients due to the context of the quarantine. Photo: Peru Retail
How do I know if I qualify for a loan?
To qualify for a loan you must meet the following requirements:
- Have a credit history.
- Not be on Infocorp’s blacklist.
- Have documents that support your fixed income.
- Find yourself within the age range requested by the financial institution.
How to get Yape to lend me money?
- Enter the menu located in the upper right part and select the ‘Credits’ section.
- Choose the amount and the payment date.
- Confirm the data of your request and accept the terms and conditions.
- Enter the verification code and you’re done!
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
