Luciana received a message a few days ago that said: “Dear insured: The Bank of the Ecuadorian Social Security Institute informs you that you have a pre-qualified mortgage loan, We invite you to enter our website.
Luciana was happy at first, because she was just thinking about buying a house to live in. However, he hesitated then, thinking it might be one of those fake messages, since he had never seen Biess run this kind of promotion and the email domain it came from was: @biess.info.ec, which not usual..
Like Luciana, hundreds of other affiliates were surprised by similar messages. However, Biess confirmed for this newspaper that as a way of strengthening contact with branches and pensioners through digital channels, he started sending informative messages from April. by e-mail to related persons and pensioners who meet the requirements and conditions for accessing a mortgage loan.
The goal, the bank said, when entering a strategy similar to that of private banks, is to provide users with information about Biess mortgage loans and in parallel to implement actions in accordance with the placement goal that the Bank has set for this credit product.
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Is that the goal set for the mortgage in 2023 it is 764 million dollars.
The advantage of Biess mortgage loans is reflected in the placement figures for the first quarter of this year, says Juan Carlos Martínez, deputy manager of Crédito del Biess, noting that “From January to March 2023, Biess placed $136 million in more than 2,200 mortgage loan operations, which translates into thousands of families fulfilling their dream of owning their own home, as well as contributing to the revitalization of the construction sector,” he said.
Biess offers mortgage loans for financing new or used completed apartments, with competitive interest rates of 5.99%, up to 25 years, with an amount of up to 460,000 (depending on the creditworthiness of the member/pensioner).
It also has loans for land acquisition, construction, purchase of offices, business premises and consulting rooms, and mortgage replacement.
Who are Biess mortgages targeting?
Mortgage loans are intended for branches with or without dependent relationships, voluntary branches and pensioners.
What are the conditions that a person must meet in order to be a mortgage beneficiary?
El Biess reported that between October 2018 and March 2023, it delivered $10,771 million in mortgages. This in 237,117 operations.
Additionally, the amount financed in uninsured funds was $27,432 million in 22,470,738 operations.
Source: Eluniverso
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