How to escape the clutches of Infocorp with a loan to clean up your credit history?

In Peru, everyone over the age of 18 is included in the Infocorp registry, an entity that is responsible for compiling the credit information of individuals and companies with the aim of helping financial institutions assess the risk of granting loans or credits to applicants. Even to receive state bonds.

For this reason, Infocorp has become one of the most important risk centers and one of the main sources of information used by traditional banks and other entities that offer investment, financial and other products. That is why, when a person is late in paying his obligations and is reported as a delinquent debtor in the credit bureaus, he loses the possibility of accessing loans, credits or other products in the future.

Today we share with you 3 recommendations that will help you escape the clutches of Infocorp and improve your credit history to reintegrate into the financial system:

1. Pay your debts on time: When you request a loan, card or credit, financial institutions establish a payment deadline in the contract that you have to respect to avoid accumulating default interest that increases the value of your initial debt.
2. Do not buy many financial products at once: Having more than one debt in different traditional banking entities can be confusing, since, having different payment dates, interest rates and memberships, the chances of confusing or forgetting one of your obligations are much higher.
3. Unify or consolidate your debts: If you think that it is already too late and your debts have exceeded you, your credit score is negative and you have already been reported as delinquent to the risk centers, don’t worry, consolidating your debts can be the solution to your problems.

prestamypePeruvian fintech registered with the Superintendence of Banking and Insurance (SBS) and leader in the market gives you the possibility of accessing a home equity debt consolidation loana product designed for people who need to unify their debts and maintain a single financial obligation with better conditions and more accessible requirements.

What benefits does the Prestamype loan offer you?

• Disbursements from S/ 20 thousand to S/ 600 thousand in less than 10 days.
• Monthly rate from 1.35% that already includes additional expenses.
• Payment terms of up to 4 renewable years.
• 3 payment schemes. You choose the most convenient for you!
• Not having a credit history or being reported as delinquent is not decisive in the risk assessment of prestamype.

To qualify for home equity debt consolidation loanthe main requirement is to have a property located in Metropolitan Lima, Callao or Metropolitan Arequipa, duly registered with SUNARP and free of legal problems.

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