If my father or mother dies, how much pension do I receive?

Going through the mourning for the death of a father or a mother is one of the most difficult experiences. In these circumstances, some rights prevail for the bereaved. Thus, the law establishes a pension for survivors: widowers and children. It should be noted that, within the law, there are some parameters that must be met to make the benefit effective. Know what they are and how much pension corresponds to you in the event of the death of your parents.

How much pension corresponds to you if your parents die?

In principle, according to the Law No. 19990 in its Chapter III: Survivor pensions and its amendments, children who are under 18 years of age and have lost a pensioner father or mother of the ONP. Also, there are also some exceptions.

In that way, Children of legal age continue to have this right, as long as they continue their basic or higher level studies uninterruptedly. Also for those who have any disability that incapacitates them for work.

The latter, depending on whether they require the permanent care of another person to perform daily acts, will be granted, in addition to a pension, a monthly bonus that will be equal to a minimum vital salary corresponding to their place of residence.

In the case of father and mother orphans, the maximum pension is equivalent to 40%. If the father and mother have been insured or pensioners, the pension will be calculated on the basis of the highest pension.

For the descendants of contributing parents to the AFP, the amounts may vary depending on the pension fund. In this way, the contributor’s pension will be distributed among other survivors based on the benefit that she received while alive, and according to the modality chosen.

As for children, the same requirements are usually maintained: be a minor, if you are not, continue basic or higher education, and children over 18 with disability.