If you were left without settling an account or covering an urgent need, find out how to request a loan from Yape and how much you would have to pay interest.
The money loans through applications, regulated by the Superintendency of Banking, Insurance and AFP (SBS), have become an opportunity for relief for many users who seek to get out of trouble to cover some debt or urgent need. One of them is Yape, whose microcredits range from S/150 to S/500. How to request a credit of S/500 through the app and what is the interest rate they charge? We tell you in this note.
What are the requirements to request a S/500 Yape loan?
- Be affiliated with Yape with a BCP card or a Yape Account with DNI.
- Your contact information as address, email and cell phone number must be updated in BCP. Any change can only be made at a bank agency.
- own the active debit cardno locks.
- Show good behavior and credit history.
- Have a pre-approved offer to access credit.
Remember that you can only have one active credit at a time. When the loan is paid off, you can only request a new one.
Users can request loans and repay them between 15 and 35 days. Photo: Composition LR/Shot by Yape
How do I request a Yape credit of up to S/500?
If you manage to meet all the requirements, follow these steps to apply for your loan:
- Enter your Yape apptouch the three lines at the top left of the screen and enter the “Credits” section.
- touch the button “Begin”.
- Select the amount and date payment of your preference.
- Confirm the data of your request clicking the “Request” button.
- review and accept the “Credit Conditions and life insurance.
- Enter the validation code that will arrive by text message and confirm the loan.
- Ready! Check out that the money has reached your account without problems.
How much interest do they charge me for a Yape loan from S/500?
You must bear in mind that, at the end of the loan period, you will cancel the amount you requested together with the interest, according to the amount and the date agreed at the time of requesting the credit. (see box). For example, If you request S/500 within 30 days, you will pay S/27.45 in interest and tax credit insurance.
You can then review the box with the total payment, according to the conditions you choose. The Yape application specifies that the exposed data applies to specific disbursements.
To request a Yape credit, you must be affiliated with the application with a BCP card or a Yape Account with DNI. Photo: capture of Yape
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
