This February 14, one way to reduce expenses is by planning a budget and investing in an experience that grows over time, such as courses.
The date that celebrates love and friendship is close and many citizens are planning different activities, such as going out to eat or traveling, while others decide to give their partners a special gift or detail for this Valentine’s Day. However, many times these expenses are quite high, reaching more than S/500, and this is usually due to the fact that gifts are purchased at the last minute, when most products have increased their prices.
“I recommend that this year, which is difficult for finances, you change your mind when it comes to spending. Avoid passing credit and opt for cash. Also, choose a gift that is mutually enjoyable, like a couples trip, a vacation,” said Elaine King, CEO Family and Money Matters™ Institute.
What can I do to spend less on Valentine’s Day?
- Details for both: it is advisable to try to have experiences such as art classes, massage sessions, trips, day trips or cooking as a couple.
- Do not buy at the last minute: more than 60% of people wait for the last minute to choose a gift for February 14. For this reason, it is important to schedule your purchases and opt for durable objects that do not go out of style and have unique sentimental value.
- Celebrate at home: Another option for couples is to stay at home and enjoy romantic movies. The specialist indicates that it is only a matter of finding the perfect movie and cooking a dinner or ordering via delivery, which would be cheaper than going out to dinner at a restaurant.
- Give things that grow in the future: the specialist indicates that, with the volatile economy, inflation and artificial intelligence advancing, it is important to continue training to ensure your financial health. For this reason, she advises giving education courses, for example, in finance or financial planning.
- Have an advance budget that includes investment instead of spending, gifts for both of you.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
