If an EsSalud affiliate dies, their relatives have the right to collect an economic amount called the burial benefit. How much is the amount and how to request it?
Every citizen who is affiliated with the Social Security of Health of Peru (EsSalud) has the right to have their family receive an economic amount, before its eventual death. This help is called Burial Economic Benefit, whose benefit is intended to cover burial expenses. However, this state subsidy is not granted to the family member automatically, but the beneficiary must follow a series of requirements. Which are? Find out in this note.
What are the requirements to access the EsSalud burial benefit?
- The regular insured holder must have three consecutive months of contributions or four non-consecutive within the six calendar months prior to the month in which your death occurred.
- The agricultural insured must have three consecutive months of contributions or four non-consecutive in the last twelve previous months at his death.
- The worker must have employment relationship at the time of death.
- Of being pensioner, keep your condition of pensioners at the time of the contingency.
- It should be noted that this benefit does not correspond to be granted to the deceased members of the Complementary Risk Work Insurance (SCTR).
How much money is reimbursed to the family?
According to the EsSalud portal, the burial benefit is granted to the person who meets the condition of beneficiary and that proves having made the expenses of the funeral services for the death of a regular insured holder, of special and agrarian regimes. He Maximum amount that EsSalud delivers is from S/2,070, that could be used for the coffin, transfer of the deceased, cemetery, among others.
The Social Security of Health also specifies that the beneficiary is the direct family member of the deceased insured, that is, spouse or common-law spouse, adult child, father or mother, or adult brother or sister.
What documents do you need to submit?
- Form 1040, which must be duly filled out. You must also consign the documents that support the expense and that do not exceed S / 2,070.
- Original Payment Vouchers for funeral services, issued in the name of the beneficiary (perpetual niche or burial or cremation or coffin).
- Sworn declaration For other funeral services purchased (coffin, funeral chapel, carriage, flower carriage, procedures and/or preparation of the corpse), if applicable.
Can a third party submit the application?
- Show original identity document.
- Simple power of attorney for processing the application signed by the beneficiary.
- The beneficiary can submit the request up to six months from the date of death of the insured owner.
What is EsSalud?
EsSalud is a public institution decentralized whose main objective is provide health insurance coverage to the insured and beneficiaries through the provision of preventive, incentive, restorative, rehabilitative and social benefits, within the framework of the mixed health and social security system.
Source: Larepublica
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