If I have a health problem: how much money should EsSalud grant me for temporary disability?

Every citizen affiliated with the Social Health Security (EsSalud) has certain rights; among these, some economic benefits, either for burial, breastfeeding or other benefit. Therefore, it is worth remembering that they can access the collection of a economical support by concept of temporary disability, which is regulated by Law 26790, Law for the Modernization of Social Security in Health. Find out what you need to be a beneficiary.

How much is the amount to receive for temporary disability?

To find the corresponding amount, if you are a beneficiary of the temporary disability subsidy, keep in mind that it is equivalent to the daily average wages of the last four calendar months immediately prior to the month in which the health problem began. If the total number of months of affiliation is less than four, the average will be given based on the insured’s affiliation time.

In the same way, to make use of your right to this economic subsidy, you must take into account that it will be possible from the twenty-first day of disability. In other words, during the first 20 days of disability, the employer or cooperative continues to be obliged to pay the remuneration or compensation. For this purpose, the days of paid disability are accumulated during each year. The subsidy will be delivered for the duration of the worker’s disability, with a maximum term of 11 months and 10 consecutive days.

What requirements must I meet to access this subsidy?

• The regular insured must have three consecutive or four non-consecutive months of contributions within the six months prior to the month in which the disability began.
• The agricultural insured must have three consecutive or four non-consecutive months of contributions in the last 12 months, prior to the month in which the disability began.
• The insured fishing worker, according to Law 28320, must have two consecutive or non-consecutive contributions paid in the six calendar months prior to the month in which the disability began.
• Insured fishermen and independent artisanal fish processors must have three consecutive monthly contributions paid.
• The worker must have a labor relationship at the time the benefit is received (at the beginning and during the period to be subsidized).
• In the event of an accident, it is enough that there is affiliation.