This bank offers one of the most convenient rates in the financial market and favorable conditions for those who aspire to have their own home. Take note!
Mortgage loans are in wide demand in banking entities, which allow the acquisition, repair or expansion of a property, normally intended to convert it into living place. In Peru, one of the most convenient options is offered by Banco de la Nación. However, you should know that only the state workers appointed and contracted for an indefinite term. Pensioners also qualify public sector that they possess savings accounts in said entity.
What is the maximum amount that the Banco de la Nación mortgage loan can cover?
He National bank extended its payment term from 20 to 25 years from 2020 and can cover a maximum of 90% of the value of the property that you want to acquire.
Banco de la Nación mortgage loan: what interest rate does the entity offer?
The Superintendency of Banking, Insurance and AFP (SBS) indicates, through its digital platform, that the rates for mortgage loans fluctuate between 8.20% and 87.91% in banks, municipal savings banks and financial companies. Starting from this premise, the National bank gives an effective annual rate (TORCH) which is between 5.99% and 7.25%, currently being the most competitive in the market.
In that same line, Interbank (8.40%), Banco GNB (9.00%) and Financial Crediscotia (10%) are the entities that offer the cheapest minimum TEA for a 15-year loan of S/120,000. Likewise, the highest maximum TEA for that credit is offered by My bank (87.91%), followed by Piura Box (26.82%), Edpyme Micasita (25%) and Financiera Qapaq (17.5%).
Along these lines, Interbank grants a TORCH minimum of 8.20% for a mortgage credit for S/240,000 for 15 years. On the other hand, the loan My bank reaches 87.91% per year.
Banco de la Nación: know the agencies nationwide
If you are looking for an office National bank close to your home, HERE we tell you which are the authorized agencies in Metropolitan Lima and provinces. Take note.
- BN Agencies in Metropolitan Lima
- BN agencies in provinces and departments
How to carry out operations without going to the Banco de la Nación?
If you are going to do a procedure in the National bank but you cannot go in person, remember that the entity manages various service channels:
- App BN
- cell banking
- Internet banking
- ATMs
- Multinetwork Agents
Banco de la Nación: how can I contact the bank?
For any query, the National bank has made these telephone channels available:
- Telephones: 440 – 53 05 / 442 – 44 70
- Free line: 0 800 10 700
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
