The Government of the President of the United States, Joe Biden, ordered private insurers to cover eight COVID-19 home tests per month per person for free starting next January 15. According to a statement from the White House, thanks to this measure, those individuals with private health insurance or a group policy Those who purchase a rapid COVID-19 test, authorized by the US Food and Drug Administration (FDA), will have the full cost of the test covered.
Thus, companies must cover eight rapid tests per month per person, so that a family of four who are all under the same policy should have access to 32 free home covid tests. And that limit of eight will not exist for those individuals who undergo the test under medical prescription, with which they can take all the tests they need as long as their doctor asks them.
The Executive explained that the measure is part of the efforts to expand access to rapid tests in the country. Basically, any insured person will be able from Saturday buy a home covid test, either online or in pharmacies or establishments authorized to sell them, and receive the amount of its cost either in advance or later by your insurer.
In that sense, the Biden Administration stated that it is encouraging insurance companies to allow people to purchase the tests in a series of pharmacies and specific establishments so that they do not have to pay out of their own pocket and then claim the money from the insurer. The White House indicated that in this case the companies would cover the cost of the home tests in advance, saving consumers the hassle of later requesting a refund. If the person prefers to acquire the test in a pharmacy or establishment other than the one chosen by the insurer, the Government establishes that the company must in that case reimburse the amount of the test, which cannot exceed 12 dollars.
The Government recalled that, beyond private insurers, it has required that state Medicaid programs, which offer health coverage to the poorest, and the Children’s Health Insurance (CHIP) cover home tests without requiring a copayment.
Biden announced last December that he was going to acquire 500 million tests home from COVID-19, I was going to reinforce staff in hospitals and expand vaccination sites, as part of the strategy to contain the impact of the omicron variant.
Mario Twitchell is an accomplished author and journalist, known for his insightful and thought-provoking writing on a wide range of topics including general and opinion. He currently works as a writer at 247 news agency, where he has established himself as a respected voice in the industry.
