These are the loans offered by the US government: How do you know which loans you qualify for?

In the United States, six categories of government loans are offered: agriculture, business, housing, education, veterans, and loan repayment. They all have programs and requirements to access them.

To know the scope of each and find out if you qualify, you can use the official and free website GovLoans.gov.

Each federal government loan program “has its own qualification requirements, application processes and deadlines.”

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Loan information

Usa.gov notes that “Government loans can help you pay for education, housing, disaster recovery, business expenses and more. Unlike subsidies and benefits, loans must be repaid, often with interest.”

They also point that out You can check this at Benefits.gova U.S. government website where you can search and check which federal, state, and local assistance programs you may qualify for, usa.gov adds

To use the Benefits.gov benefits finder, you must answer the questionnaire questions with your information and needs.

Then the benefits finder creates a list of government assistance programs that you and your family can receive. For example, you can get help paying for:

For more information about the benefits search engine, please go here

They emphasize in that search engine that: The more questions you answer, the more accurate the results will be. And that questionnaire can take anywhere from 10 to 30 minutes, depending on the number of questions you answer.

Loans itemized on GovLoans.gov

GovLoans.gov is an online resource that can help you find government loans you may qualify for.

Agricultural loans

Go here to learn more about them https://www.govloans.gov/es/categories/prestamos-agricolas/

Business loans

Read more about them here https://www.govloans.gov/es/categories/prestamos-empresarales/

Education loans

Go here for more information https://www.govloans.gov/es/categories/prestamos-de-educacion/

Mortgage

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Read more via this link https://www.govloans.gov/es/categories/prestamos-de-vivienda/

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Veterans Loans

Read more here https://www.govloans.gov/es/categories/prestamos-para-veteranos/

Loan repayment

More information in this link https://www.govloans.gov/es/categories/reembolso-de-prestamos/

For Latinos: Requirements and How to Apply

The requirements and amounts “depend solely on the institution you go to, although the average is between $1,000 and $100,000 depending on your credit history and how extensive it is,” Diario AS USA points out.

Most institutions will allow you to apply using your ITIN number if you do not have an SSN number, so that the Latino community, regardless of their immigration status, can access the capital they need.

“If you want to compare loans to see which financial institution suits you best, go to Crediverso,” the aforementioned information site indicates.

(JO)