To rescue It can be so difficult for many people that they think it is an impossible mission. One of the most common and least perceived reasons are certain expenses that, although they seem harmless, add up to a snowball that never stops growing.

According to Economipedia, savings includes all income that is not spent; instead, that money is saved in low-risk assets, such as cash, to cover a need or emergency in the future.

To do this, one of the first pieces of advice that experts give is to define a budget that records necessary expenses, such as paying rent or credit cards, and those more related to desires, such as a trip. On this point the key is to prorise.

Forbes Colombia has listed some bad habits that can lead people to significant monetary losses.

Eating on the street can entail costs that are imperceptible at first glance, but add up to significant costs. Image: Pixabay

Pay for subscription services and don’t use them

It may happen that someone subscribes to a service to test it or thinks they need it, and over time uses it very little, so paying for the subscription is not justified. That can mean a significant annual expense.

In this case, it is advisable to keep track of everything you read, listen to or watch, both on television and on your mobile phone. If it happens that you only watch one or two programs on a streaming service streamingit may not be worth continuing to bear those costs.

Often eat on the street

Although eating breakfast, lunch and dinner on the street may seem like a trivial expense, experts recommend keeping track of all the money spent and adding it up every time you eat out in the past month. The same can be done with morning coffee or Friday desserts.

What is ant spending and how can we avoid it to prevent further deepening of economic problems?

People should aim to reduce their expenses by eating from home from the moment they decide to save. That money can be used for another purpose, such as building an emergency fund, paying off debt, or adding to savings from a trip.

Throw away food

Food waste is the most common way to waste money. If someone lets food spoil in the refrigerator or somewhere in the pantry, that is the same as wasting money.

To be more aware of this, check the refrigerator and pantry before you go to the store to make sure you aren’t buying something you already have at home.

Also keep in mind that if there is a trip that will take a long time and the food is likely to spoil, you can ask a friend or neighbor if he or she wants that.

Using a list when shopping is ideal to prevent food leftovers in the kitchen.

(JO)