According to the official portal of the Superintendency of Banking, Insurance and AFP (SBS), there are eight financial entities. However, this could change after the publication of the SBS Resolution No. 00169-2024, in which they allow the operation of a new one. This is because – according to the document – it has complied with […]
Tag: sbs
How to verify with your ID if someone took out a loan or credit card in your name?
Identify if there are strange movements in your finances! Plus, we show you how to receive an alert from the SBS whenever this happens. Join the La República WhatsApp channel Price of the dollar in Peru: what is the exchange rate quote this Sunday, January 21? Congress heading to raise the retirement age to 75 […]
Which credit card charges the least interest, according to the SBS?
Choosing the right credit card in a financial market saturated with options can be a tedious task. Therefore, the S.B.S. (Superintendency of Banking, Insurance and AFP) has simplified the work and offers a table that compares the interest rates of different financial entities. In order for you to make an informed decision and not fall […]
How to collect the money that my deceased relative has in the bank?
Faced with the sensitive loss of a loved one, the inevitable question arises about the destination of your savings in the bank. The Superintendency of Banking, Insurance and AFP (SBS) regulates the handling of these cases and provides clarity over a deceased relative’s funds. However, for this delicate process it is necessary to clearly understand […]
Who gets the money in my bank savings account if I die?
Many users of different financial institutions are curious to know what will happen to their money. savings accounts in the event of his death. In this context, it is crucial that they know that the Superintendency of Banking, Insurance and AFP (SBS) regulates this scenario and provides information on deposits, insurance, credits and pensions belonging […]
What are the prohibited fees that a bank cannot charge you?
The SBS has a list of charges that no one bank must charge users. Know what they are and avoid these charges. Join the La República WhatsApp channel Price of the dollar in Peru: what is the exchange rate quote this Sunday, December 17? Christmas bonus will include 9% bonus in December When opting for […]
Everything that is known about a possible seventh AFP withdrawal and who it would benefit
There are only a few weeks left until the end of the year and many members of the Pension Fund Administrators (AFP) want to know if a seventh withdrawal from their AFP will be possible to be able to face the economic crisis that the country is experiencing. Dozens of projects have been presented for […]
What are the informal loan apps that you should not download? This says SBS
The Superintendency of Banking, Insurance and AFP (SBS) has warned about the presence of various applications since 2022 that offer loans without requirements and with immediate disbursements. These applications, such as Loan Me, Nuevas Finanzas, Vs-cred, among others, are found in Google Play, but not in the Apple application store. These programs access the contact […]
What are the entities that are not allowed to raise money in Peru, according to SBS?
The Superintendence of Banking, Insurance and AFP (SBS) ordered the closure of the offices of Margarite SA C, an entity that had been offering money raising schemes under the name Emprende Margarite. According to Resolution No. 03422-2023, said company carried out financial intermediation activities, through Facebook, without having the authorization of the SBS.. Find out […]
How do I know if I have credit cards or loans without my authorization?
According to the National Police, cases of use of malware or software to obtain credit card data, the Verification Value Code (CVV) and the expiration date have increased by 150% this year. If you are a victim of identity fraud or a scam by cybercriminals, who request a credit card or loan without your consent, […]