In an increasingly digitalized world, ATMs remain essential tools for our daily transactions. However, the experience of seeing your credit or debit card being held by one of these devices can generate a moment of panic. What is happening behind this incident and how can we act quickly to resolve it? ATMs are designed to […]
Tag: personal finance
Is it legal to charge a 5% fee on purchases paid by credit card?
Warehouses, stores and business premises have been implementing the possibility for customers to pay by credit card instead of cash. Although this facilitates the transactions of buy and sellmany times when users approach to make the payment they are asked that the additional chargewhich involves using digital media, is assumed by themselves. Thus, buyers should […]
Banco de la Nación: recommendations to avoid being a victim of scams and cyber theft
Banco de la Nación (BN) urged its clients to be careful and Do not give personal or confidential information to third parties through phone calls, text messages or via social media. This, because unscrupulous people could contact them in a suspicious way to carry out scams or cyber thefts. Review the tips and warnings given […]
Find out at what age you can start investing and what options you have right now
From a young age, one can have goals like buying a car or an apartment, for which there is to go tracing medium and long-term goals. Ideally, to achieve these objectives is to start as soon as possible to invest. For example, when you start working life. Luis Mendiola, a professor at the ESAN Graduate […]
6 out of 10 banked Peruvians talk about their financial statements with their parents
The majority of banked Peruvians between 18 and 55 years old talk about their financial statements with their parents, reveals a study carried out by the company specialized in business software for banks Temenos. The research indicates that about 60% always or usually talk about their financial statements with their parents, in contrast to 20.9% […]
What to do with my money in 2022? Follow these 12 financial recommendations
The 2022 is very close and, although at the current juncture we are still trying to get out of the economic crisis As a result of the pandemic and the political environment, the economy must be one of the priorities in order to achieve our academic, health, etc. goals. Therefore, Jorge Carrillo Acosta, professor at […]
Personal finance: how to set goals and save in 2022?
The saving It is the habit that will allow us to be prepared and achieve everything that we propose this 2022Either to achieve short, medium or long-term goals or to have an emergency fund and be ready for situations that we do not expect, such as a pandemic, an illness or complications at work. Benefits […]
Personal budget 2022: how to prepare it if you are still a student?
These last weeks of 2021 are ideal for planning our 2022 and finances are an important axis that we must consider, so making a personal budget It is an excellent option to manage our economy in the most optimal way. How to make a personal budget if we are still studying and we do not […]
Christmas 2021: what are the risks of buying indiscriminately using your credit card?
Without a doubt, the month of December not only brings with it the long-awaited celebration of Christmas Y New Year, purchases also increase and, consequently, expenses. For this reason, many times people do not measure their budget well and resort to the Credit cards, whose indiscriminate use can generate complications in our financial health. First, […]
Generation Z focuses on finances as they emerge from the pandemic
Updated on 10/28/2021 03:08 am The adult members of Gen Z, a group raised in the world of the internet and social media applications, are more focused on saving and gaining financial literacy after the pandemic. That’s the conclusion of a Bank of America Corp. survey that found that 70% of the group added to […]