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Tag: infocorp

How to escape the clutches of Infocorp with a loan to clean up your credit history?

How to escape the clutches of Infocorp with a loan to clean up your credit history? How to escape the clutches of Infocorp with a loan to clean up your credit history?

In Peru, everyone over the age of 18 is included in the Infocorp registry, an entity that is responsible for compiling the credit information of individuals and companies with the aim of helping financial institutions assess the risk of granting loans or credits to applicants. Even to receive state bonds. For this reason, Infocorp has […]

How to know what my debt report and credit score is in Infocorp?

How to know what my debt report and credit score is in Infocorp? How to know what my debt report and credit score is in Infocorp?

Knowing the debt report can help you improve the way in which you spend your money because you will know how the banks and institutions that can offer you loans see you. This is produced by Infocorp; However, in its database, not only debtors appear, but all Peruvians over 18 years of age, even if […]

Can they garnish your salary if you have debts with the bank?

Can they garnish your salary if you have debts with the bank? Can they garnish your salary if you have debts with the bank?

In it Peru there are thousands of people who drag debts in financial institutions without having the possibility, or in many cases the willpowerto cancel them. According to SBS, more than 90% of debtors in the banking system are concentrated in mortgage and consumer loans. Faced with a delinquency scenario, many wonder if it is […]

If I fall behind in my cell phone payment or my line bill, can I enter Infocorp’s blacklist?

If I fall behind in my cell phone payment or my line bill, can I enter Infocorp’s blacklist? If I fall behind in my cell phone payment or my line bill, can I enter Infocorp’s blacklist?

Having a credit history is of the utmost importance in the face of future mortgage loans or credits provided by financial institutions. Can you be negatively reported in Infocorp if you don’t pay your cell phone bill? Expert explains it. When you think about debts, it is often assumed that they are large amounts of […]

Does the debt with a bank really prescribe in 5 years?

Does the debt with a bank really prescribe in 5 years? Does the debt with a bank really prescribe in 5 years?

In private risk centers it usually prescribes two to five years, but in the Superintendence of Banking, Insurance and AFP (SBS) it is different. Although they have to pay and that stain on Infocorp will always be there for up to two months after it is canceled, the Civil Code states that there is another […]

Infocorp: what is a ‘ghost debt’ and how do I know if I have one?

Infocorp: what is a ‘ghost debt’ and how do I know if I have one? Infocorp: what is a ‘ghost debt’ and how do I know if I have one?

The ‘phantom debts’ are those that you do not remember or did not know you had, usually for an amount less than S/ 200 soles. These, according to infocorpthey can be in banks, but above all they are characterized by being more in non-financial entities, such as telephone operators, retail stores, schools, beauty companies, among […]

Infocorp: check your credit score for free

Infocorp: check your credit score for free

know your credit score of Infocorp is very important when accessing a personal credit or request a card. If this is positive, it is likely that the banking entities will offer you financial products with better conditions, they take this score into account when defining the interest rate, payment time, installment amount, among others. Consult […]

Personal finances: how to check debts only with the DNI

Personal finances: how to check debts only with the DNI

All people should know their credit history and how your debts are found from time to time in the credit bureaus. The State entity in charge of regulating and verifying the credits that are acquired with financial entities is the Superintendency of Banking, Insurance and AFP (SBS). While the credit information of both the SBS […]

Infocorp is not the only one: other credit bureaus where you can be reported for debts

Infocorp is not the only one: other credit bureaus where you can be reported for debts

The Central risk are companies that are in charge of managing the credit reports of all citizens, including their debts, loans or credits. This is an essential function, since it helps the financial system to decide who is suitable to acquire bank obligations and who is not. In Peru, Infocorp is the best known credit […]