Fixed-term deposits are still one of the most attractive alternatives in our country to optimize the profitability of the savings of many Peruvians. Unlike other instruments in the financial system, one of its main advantages is its security and stability because the interest rate is agreed upon from the beginning and remains fixed throughout the […]
Tag: financial
Fixed-term deposit: where should you save your money: banks, savings banks or financial institutions?
At the beginning of February, the board of directors of the Central Reserve Bank agreed to cut the reference interest rate to 6.25%, marking the sixth consecutive month of a decrease of 25 basis points (bps). Despite this situation, banks and savings banks continue to offer attractive rates for fixed-term deposits, which are shown to […]
Which banks or savings banks pay higher interest rates for saving your money in December?
In the midst of an economic recession and the occurrence of the El Niño phenomenon, workers in the private regime will receive the payment of their second bonus until Friday, December 15, according to Law No. 37775. This extra money is often used to solve the year-end expenses, but personal finance experts recommend saving a […]
Which banks or savings banks pay the most interest to save your money in November?
If you are looking to save your money in a financial institution and invest that excess profit to use in an emergency situation or a future project, you should know that there are fixed-term deposit accounts that offer interest rates to optimize the profitability of your funds. Although until August of this year, the Annual […]
Fixed-term deposit: which financial institutions offer the highest interest rate for your savings?
If you have an amount of money that you will not use immediately and are looking to save it in a financial institution, pay attention to the following information. It turns out that there are fixed-term deposits that allow you to invest your money, which generates bank interest. In the following note, find out which […]
Financial companies pay up to 9.25% annual interest for term deposits
More than 4 million workers on the payroll in the private sector will receive their bonus payment this month, equivalent to a full full salary plus an extraordinary 9% bonus corresponding to the contribution to Essalud. Jorge Carrillo Acosta, a professor at the Pacífico Business School, estimates that the payment of the bonus will imply […]
If the bank or savings bank goes bankrupt, up to what amount can I recover my savings?
Have you ever wondered what happens if the bank to which you have entrusted your savings declare bankruptcy? It is necessary to know that there is a Deposit Insurance Fund (FSD), which is a financial backing in case the entity is declared in a state of dissolution and liquidation. Can you get all your deposited […]
They sign work for taxes in favor of the Huancayo fire company
Caja Huancayo will finance the modernization of the fire company in Huancayo with an investment of S / 24.9 million, in order to prevent loss and safety problems for the benefit of citizens. This is the second work financed by Caja Huancayo through works for taxes. The first was the project of the technical unit […]
Credits: golden rules to manage your debts in a healthy way in 2022
2022 has begun and the majority of Peruvians have already returned to their jobs and businesses with new goals for themselves and their families. In this sense, to help meet these objectives, Pilar Flores, manager of the Financial Risks division of Financiera Confianza, shares four rules to manage debt in a healthy way in the […]
More than 52% of Peruvians of legal age have an account in the financial system
At the end of the third quarter of 2021, 52.6% of Peruvians over 18 years of age had an account in the financial system. The figure represents a year-on-year growth of 8.6%, according to a report prepared by the National Institute of Statistics and Informatics (INEI). While in the employed population over 18 years of […]