Why should you insure your pet and what are the options in Ecuador?

Why should you insure your pet and what are the options in Ecuador?

Your pet is constantly exposed to multiple unforeseen threats: poisoning, bites, run over, attacks by other dogs. In addition to certain diseases or complications that could be accentuated depending on your racealthough among the most common are urinary or kidney problems, skin problems and even cancer.

Mestizos may have these conditions perhaps to a lesser extent”, explains Estefanía Pareja, spokeswoman for the Animal Rescue Foundation. “But, for example, siberian wolves They are generally very delicate. the medicines cause them allergies, they have bone problems, coagulationamong other risks”, he adds.

Those particular conditions of each animal must be analyzed by its owner before hiring a pet insurancean option that has been gaining strength for some years in Ecuador.

For Couple, in addition, this type of insurance is an option, for those who are able to acquire it, to avoid a type of abuse that is rarely talked about: having an animal at home that goes loose on the street and is never taken to the vet. “People do not know that it is a form of abuse because they have lived like this all their lives and no one has told them about it”, he warns.

Also note that this type of contracts should include sterilization, a basic procedure to prevent hatchlings that could later fall into abandonment. Also, limited to animals legally allowed in the urban fauna: no exotic or wild species. “And in the case of hamsters or rabbits, having a special agreement with the clinics that exclusively care for certain types of animals and that they cannot be treated in any veterinary clinic.”

basic care

The lack of vaccination is a risk to the health of pets and the whole family. “Let’s not forget that there are diseases that are transmitted from dogs and cats to people,” says the doctor Jorge Zanabra, veterinary doctor and director of Dr. Pet, and adds that the percentage of vaccination in our environment is very low, “it does not exceed 30%”.

The parasites can also be passed from mothers to puppiesintraplacentally, during lactation and cohabitation, in contact with feces and urine (occurs with leptospirosis).

Dr. Pet’s preventive medicine approach focuses on the plan Protected Consentwhich has the purpose of providing ease and better rates in services. It is an annual plan that covers the needs of the pet, starting with vaccinations. Most of the immunizations in pets correspond to puppies, but the owners often give up the process, which has to be renewed year after year, without skipping a beat.

Another service is the control of internal and external parasites. It is also convenient stop the progress of diseases such as babesia and canine ehrlichiosis. Ideally, do at least once a year a complete blood test to identify endocrine, renal, hepatic, hematological and oncological diseases, before they progress.

How many times should your pet go to the vet for a preventive checkup? At least two medical appointments per year. “Remember that each human year, on average, is six years for a dog or cat. If we take them every six months, it is equivalent to us going to the doctor every three years. In that time many things can happen”, indicates Zanabria. This is even more important when the animal turns 7 years old and enters the geriatric age.

The complete package allows 10 open queries, ultrasound and radiology studies, blood tests, discounts on medicine and food. The annual cost is $199 (not monthly). It is not individual, and can be applied to any of the canines and felines of the family, or be transferred at any time to a family member’s, friend’s, or rescued animal’s pet.

pet insurance options

Sweaden Pet. Includes pet accidents (dogs and cats), two events per year. Also, damages to third parties for $500. And if the owner is totally disabled or dies, there is a basket for $1,200. It also includes pet burial, via reimbursement up to $200. More information: 099-917-9559.

Pet Safe (Equinoctial Insurance). It includes, after 90 days of contracting it, coverage for serious illnesses such as parvovirus, heart problems, distemper, kidney failure, hemolytic anemia, leptospirosis, osteoarthritis and torsion or dilation of the stomach. Also accidents and damages to third parties (two events a year) up to $500. Other assistance is lodging, euthanasia, hairdressing, telephone veterinary orientation and discounts on vaccines. More information: +1 701-253-1663 or 099-759-0590.

Maxi Insurance. Includes death due to illness, death due to accident, forced sacrifice (ruled by a veterinarian), civil liability for bodily harm to third parties caused by can. As well as funeral assistance, consultation booth, hospitalization due to accident, personalized walk, hairdresser and emergency veterinarian. More information: 099-965-5655.

Chubb, Bank of Guayaquil. The Paws Protected plan has three categories: Basic ($7.35/month), Standard ($11.75/month), and Premium ($19/month). They include credit for hospitalization, veterinary home visits, medication expenses, hotel for pets, euthanasia and funeral services. More information: 04-370-0400.

Harmony Pet. For $25 per year, for dogs up to 10 years of age and cats under 15 years of age, it applies when the pet dies and is picked up at home and a cremation service is offered, whose remains are delivered in a cremation urn. More information: 1800-276-669.

Source: Eluniverso

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