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Almost a third of Russians (29%) need a financial airbag of up to 500 thousand rubles for peace of mind, RBC reports with reference to a survey by Raiffeisenbank.
22% of the respondents said they would like to have savings in the amount of 100 thousand rubles. and 1 million rubles. 9% of respondents noted that for peace of mind they need to have up to 3 million rubles in reserve, 18% – more than 3 million rubles. At the same time, 70% of respondents said that they do not have any savings for a rainy day.
1.5 thousand Russians from million-plus cities took part in the online survey.
Earlier, Nikolai Pereslavsky, an employee of the Department of Economic and Financial Research at the CMS Institute, said that keeping savings in rubles, dollars and euros is recommended in proportions between them according to the formula “40-30-30” or “50-25-25”, where the first (large share) is rubles. In his opinion, such a ratio will help protect against currency devaluation and partially offset inflation.
How to approach the stock market for those who have some free money and a desire to increase it, but do not understand where to start, read on the Rosbalt website.
Source: Rosbalt
Tristin is an accomplished author and journalist, known for his in-depth and engaging writing on sports. He currently works as a writer at 247 News Agency, where he has established himself as a respected voice in the sports industry.
