In general, the dream of every person, especially those who are married and have children, is to have their own home.

Banks have to lower the interest they charge on the loans they give, and companies that sell houses are not allowed to raise prices later or include additional costs. (OR)

Ramón Jaramillo

It is easy for those who have economic opportunities, for those who earn little it is difficult to get a loan to buy their own roof, the interest is very high. (OR)

Rita Antonio Cepeda

Access to the plan to acquire a house is not very difficult, it seems, because when we go to find out the companies that offer them, the sellers talk a lot, offer gold and Moor, who give all the guidance and support until the end when they give the keys to the house; They show new model houses equipped with everything taken from the store, curtains, tables, chairs, sofas, decorations, lamps, beds, televisions, kitchen, refrigerator, washing machine, etc. With this show, people leave excited to get the money and start the rigorous procedures . People with money and the first documents they submit continue with the process; after a long time they have a house even though they continue to pay for many years; and they realize that the house has a low floor and it is very hot, the walls are cracking, there is no transport or market, pharmacy, clinic… where they can go on foot; that due to urbanization there is no safe bus and taxi service, they cannot cross the road because there are no sidewalks, flower beds, pedestrian crossings, traffic lights, since at the foot of the highway with heavy traffic of trucks, tow trucks, interprovincial buses that pass loaded with passengers from the countryside; There is nothing outside of their urbanization and they need at least two cars to go shopping, pay taxes, etc. Later, when you want to sell the house, no one wants to pay the appraised price. (OR)

Jose Ortoneda Sanchez

In order to fulfill the dream of owning your own home in Ecuador, it is necessary for the banks to reduce the interest they charge for the loans they give, to take into account the wages and the time they leave to pay them; Of course, after reviewing each person’s personal history etc.

It is also important that Miduvi really fulfills its function of serving the homeless population and provides real help in this social problem which is becoming more and more difficult due to many factors that we all know have caused many housing needs in the country. . (OR)