The loss of a loved one is, above all, a difficult situation to bear on an emotional basis. We usually feel sad and have a hard time finding ourselves in the new reality. It can also be a difficult financial situation for marriages who shared belongings together. Joint expenses, joint savings and monthly income that will suddenly be halved. What can you do in such a situation to improve your well-being? can pay you a so-called survivor’s pension, known as your “husband’s pension”. Unfortunately, not everyone wants to adopt such a solution.
Are you interested in the subject of benefits?
Retirement from a husband is not just for the widow. The survivor’s pension is also for these people
Retirement pension from a husband – this is what we call a survivor’s pension, which is granted to a widow. it is the same benefit and may be due, for example, to children, parents or distant relatives. In the case of a widow, such a benefit may be applied for by a woman who:
- has reached the age of 50
- at the time of her husband’s death, she was unable to work,
- has turned 50 or has become incapable of work within 5 years of her husband’s death, or until the end of care for a child entitled to survivors’ pension,
- is raising a child (under the age of 16 or 18 if in education) entitled to a survivor’s pension after the deceased,
- brings up a child entitled to a survivor’s pension with a proven permanent incapacity to work or live independently.
How much is my retirement pension for my husband? It turns out that it depends on the applicants
it is not and was not 100 percent. Seniors are entitled to receive a benefit equal to only 85 percent of the deceased husband’s benefit. In the case of a larger group of applicants, the money will be distributed. The benefit will then be:
- when receiving a pension by one person – 85 percent benefits,
- when receiving a pension by two people – 90 percent benefits,
- when receiving a pension by three or more people – 95 percent benefits.
Can I opt out of the survivor’s pension? Retirement after a husband may be more advantageous
If she is getting her old-age pension, the widow must waive her own benefit. The Social Insurance Institution declares that in a situation where a widow applies for a retirement pension from her husband, and the husband’s benefit of 85 percent would be ultimately lower than her retirement pension, then it cannot pay such a benefit, because it would be to the detriment of the citizen. A widow may choose not to apply and therefore resign. The Civic Coalition has recently proposed a “compromise”. According to this party, it would be fair to pay 100 percent of the widow’s retirement benefit and 25 percent of the deceased spouse’s retirement benefit. So far, it is not known what to do with the idea. The decision is made primarily by the ruling party, which does not comment on the subject.
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Source: Gazeta
Tristin is an accomplished author and journalist, known for his in-depth and engaging writing on sports. He currently works as a writer at 247 News Agency, where he has established himself as a respected voice in the sports industry.
