Elle Dennis from Staffordshire had an epilepsy attack during Majorca. Doctors had to put her into a state of pharmacological coma. Hospital stay cost 34 thousand. euro (around PLN 141 thousand). However, her insurer refused to cover the invoice because she did not report one information in the policy.
Holidays in Majorca turned into a costly nightmare. What did the insurer see?
It turns out that the fact of hormonal replacement therapy was important for the insurer, about which the British did not inform. – I feel depressed, bad and worried. I don’t know how I will ever pay this bill […] Every woman undergoes menopause. This is not a real disease state, it is simply part of my life, so I did not even think about reporting it – she revealed in an interview with ITV News, cited by Birminghammail.co.uk. Her husband, Neal Dennis, also does not hide his frustration. Doctors were to assure her that it would be covered by insurance. “There was no way she would be,” he added.
Rob Lilley-Jones, consumer expert in an interview with the portal, pointed out that many travelers do not report all diseases and medications, fearing higher contributions. However, insurance companies meticulously check the details and may refuse in such cases. – Menopause is not necessarily considered a chronic disease, but it is necessary to check the conditions of these insurance policies very carefully – she noted.
What insurance is recommended for going abroad? This must be remembered
Tourist insurance is a voluntary policy that protects travelers in Poland and abroad. It covers primarily Treatment costs and support in the event of unfortunate events. They can be purchased:
- online on the insurer’s website or by phone,
- in a travel agency, U
- insurance agent,
- at the bank.
It’s best to buy them a few days before leaving, because the policy usually starts to work from the next day after purchase. So it’s better not to postpone the decision at the last minute. As we read at rf.gov.pl, the European Health Insurance Card (EHIC) only guarantees basic health care in EU/EFTA countries. Therefore, it does not cover the costs of medical transport, mountain rescue or treatment in private facilities. This is why The financial spokesman recommends to have additional travel insurance. Usually, the insurer covers the costs of treatment until the health condition allows you to return to the country. However, it is worth checking the exact terms of the contract to avoid unpleasant surprises.
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Source: Gazeta
Bruce is a talented author and journalist with a passion for entertainment . He currently works as a writer at the 247 News Agency, where he has established himself as a respected voice in the industry.
