Due to the lack of this document, you may receive a lower pension.  ZUS will not remind you about it.  Report him quickly

Due to the lack of this document, you may receive a lower pension. ZUS will not remind you about it. Report him quickly

Are you worried about your low pension? It turns out that the problem may lie in the lack of a valid document. However, you may have to wait up to several months to obtain it. What pension documents are needed to submit an application to ZUS? What to do to have a higher pension?

The financial situation of many retirees is far from ideal. It may happen that the low benefit is due to the lack of a key document to receive. We are talking about employment certificates. The problem is serious, because sometimes people have to wait for months for the letter, and this applies both to people who are already receiving a pension and to those who are just about to submit an application.

What pension documents are needed to submit an application? This is crucial

In addition to a document confirming identity, everyone must prepare an application to submit a pension application a complete set of all documents confirming the periods of work completed and the amount of remuneration received, as well as information about contributory and non-contributory periods. It is the applicant’s responsibility to prove the length of service. However, people who started working before 1999 may have problems with collecting all employment certificates. This also applies to people who are already receiving a pension. The lack of at least one employment certificate will reduce the benefit. It may turn out that you receive incomplete amount.

What to do to have a higher pension? Check how to obtain an employment certificate and what to replace it with

If the documents submitted to ZUS do not include an employment certificate from the period before 1999, it is worth checking whether the company concerned is still operating. In such a case, trying to obtain a document from the archive should not be a problem, although it all depends on what period it concerns. If the company is still operating, ask for a copy of your employment certificate. If not, find out where old documents are stored. This may be a local archive or a private company. Unfortunately, many of those that archive such documents keep them in a deplorable condition and wait even months to obtain an employment certificate. What if obtaining an employment certificate is difficult or impossible?

ZUS Photo MichaƂ Ryniak / Agencja Wyborcza.pl

In such a situation, proving the contribution period in a different way. An applicant submitting an application for a pension or its recalculation should include:

  • certificate or entry in the insurance card,
  • entry in the “book” ID card,
  • witness statements,
  • service or trade union ID card.

A letter of appointment, appointment, engagement, dismissal, distinction or granting leave, as well as confirmation from the Social Insurance Institution (ZUS) about the employee’s registration for social insurance, may also be helpful. This is the so-called residual information that can be used to support the process. Nevertheless, it is worth starting by determining the name of the company, its last headquarters and the place where old HR and payroll documents are stored.

Source: Gazeta

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