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In March, a study by Santander Consumer Bank “Poles’ own wallet” was published, which showed that only every third Pole accumulates savings on his account. We went out to the streets of Warsaw to ask residents what ways they can save. “It’s everyday thinking about what I buy, why I buy it, whether it will be useful to me or not too much. We go to the store full and do shopping. We don’t buy because there is a sale, we only see if we need it and whether I really have to buy five pairs of shoes for next year. This happens every day” – emphasized one of our interlocutors. You can watch the entire poll below:
What are the ways to save?
Another respondent noticed that many banking applications are divided into categories, how much is spent on food and how much on transport, etc. meals,” she added. It was also pointed out that when you pay in cash, you have more control over your budget. One of the residents of the capital added that you can also control the budget by setting up a financial planner. “It’s much easier to save when banknotes are physically sorted somewhere and put aside for other sums” – she said, and someone else added: “We don’t live on credit, we don’t buy things for show.”
What if there is not enough from one to the other?
We also asked passers-by what to do if the paycheck is not enough from one to one. “Control where the money goes and eliminate unnecessary expenses”, “I think that the best old rule – from my grandmother, great-grandmother – always have things like flour, potatoes at home, because it’s not the most expensive, and you can eat and make a million different Grandma had her wisdoms and they work” – our interlocutors enumerated. “It is very sad if it is not enough. It is difficult for someone who is to be advised very sparingly to eat less or save. It seems to me that you have to start with creative thinking, then what can I do and where to go” – emphasized the inhabitant of Warsaw.
Source: Gazeta

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