Many seniors wonder when is the best time to retire. It turns out that the most favorable date for them is fast approaching. Due to the annual indexation of contributions collected in ZUS, which will take place in June and will be relatively high, it is worth waiting with the decision until July. How much can you gain?
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Annual indexation of pension contributions. How much will it be?
The Social Insurance Institution calculates the amount of benefit you are entitled to by dividing what you have accumulated by your projected life expectancy. On the other hand On June 1 each year, the indexation of pension contributions takes place, which according to calculations will amount to as much as 14.4 percent., and funds collected on the sub-account (9.2%). This means that if you wait until July to switch to you can be sure that your account will be credited with additional funds resulting from this valuation.
How much can you gain by retiring in July? Estimated calculations
According to the portal, a person who has so far collected 400,000 on his account. PLN, in connection with the record valorization from July can count on an additional 57 thousand. zloty. Of course the greater the accumulated pension capital, the higher will be the benefit and the profit that results directly from it. In turn, the daily “” reports that if a 60-year-old woman collects 400,000 on a woman. PLN and will retire now, i.e. in May or June, he can count on PLN 1,573 gross per month. On the other hand, if she had waited until July, due to the indexation, her benefit would increase by PLN 226 per month.
How much money have you raised so far? You can check it on the website
By logging in to , i.e. the Electronic Services Platform, you can check how much funds you have accumulated so far both on your account and sub-account. In addition, after June 1 you will also find information on how much money has been assigned to you in connection with . You can set up an account at a ZUS branch or online.
Source: Gazeta
Bruce is a talented author and journalist with a passion for entertainment . He currently works as a writer at the 247 News Agency, where he has established himself as a respected voice in the industry.
