A senior who reaches the required retirement age (60 for women and 65 for men) has several options. He can retire and enjoy a well-deserved rest, keep working, or a combination of the two. What about people who receive benefits earlier and want to continue working? They have limits.
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Who needs to be careful when working in retirement? Limits apply to these groups
People who have reached the general retirement age, i.e. 60 years for women and 65 years for men, can earn extra money without any restrictions. The exception are those for whom ZUS increased the benefit to the amount of the minimum old-age pension, which has been PLN 1,588.44 gross since March. – Then, if the income from work exceeds the amount of the increase to the minimum old-age pension, the old-age pension for a given period will be paid in a lower amount, i.e. without subsidy to the minimum – emphasizes the regional press officer of ZUS in Lower Silesia, Iwona Kowalska-Matis, in an interview with the portal. Also, recipients of pensions for war and military invalids or survivors’ pensions after those entitled to these benefits do not have to worry. On the other hand, those who have not reached the required age and receive early retirement from ZUS must pay attention to income limits. Exceeding them is associated with a reduction or even suspension of the benefit. How much are they?
How much can you earn in retirement without loss? Check these amounts
Monthly income limits for seniors earning extra money in retirement change every 3 months, and their amount is determined on the basis of the average monthly salary for a given quarter. The current ones are valid from March 1 to the end of May. How much are they exactly?
- PLN 4,713.50, i.e. 70 percent. average monthly – exceeding this amount will result in a reduction in the benefit received,
- PLN 8,753.60, i.e. 130 percent. average monthly salary – exceeding this amount will result in suspension of the benefit received.
Social pension and earning money in retirement. Significant changes came into effect in January
At the beginning of the year, there were significant changes in the area of ​​supplementing the pension for people who received social pensions. Earlier, when it exceeded 70 percent. average monthly salary, they were suspended. Now the rules as above apply. This means that exceeding the first limit results in a reduction of the benefit, while only the second limit (i.e. 130%) results in its suspension.
Source: Gazeta
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