Consultation in Infocorp Peru | Every Peruvian citizen who acquires a loan from a financial institution or has credit cards is registered with Infocorp, some with debts and others with positive balances.
In this note you can find out the different ways to check if you are in Infocorp free online, how to see your credit history, what are the service channels and see the classification of your debt.
How do I know if I am in Infocorp for free online?
The only thing you have to do to know if you are a debtor in Infocorp is to complete the following steps:
– First you must register with your ID or immigration card number on the Equifax website, you can enter with the following link.
– You must fill in the personal information requested (name and surname).
– After this process, the database will validate your identity and register you in the system.
– Once the process is finished, you have to wait a few minutes to find out if they are on the Infocorp list and you have unpaid debts.
Infocorp: FREE CONSULTATION your debt report
Debt reporting in Inforcorp is very simple and is completely free. Follow these steps and you will get the results in less than five minutes.
– Enter the Equifax web platform.
– Place the code that appears in the captcha box and complete the requested information.
– A form with your basic data (name, surname, address, telephone number and email) will be displayed, verify the information and continue the process.
– Accept the terms and conditions and finish.
– Wait a couple of minutes and check your email, you will receive a file to view your report.
What is the official website of Infocorp?
Infocorp It is an Equifax brand and gathers the credit information of Peru, therefore it does not have its own website. All inquiries are made through the Equifax portal, the SBS or Sentinel.
How to view my credit history on Sentinel?
Credit history can be viewed for free through Sentinel. To do this, you must comply with the following steps:
– The first thing you have to do is register on the Sentinel web platform misentinel.sentinelperu.com or through portal.sentinelperu.com.
– You must create an account in which you will have to enter all your personal data (ID, email, cell phone number and verification codes).
– You will receive an email to verify your credit information at the address to register with your user. Do not forget to validate the email in the link Sentinel sends you.
– Once the information is validated, you will be able to check your credit history for free with Sentinel, which you will also receive in PDF format in your email.
– You will be able to see if you are a risk user, your payment history, the debts you have and the financial entities with which you have credit.
What is Infocorp?
Infocorp is the private risk center where all credit information in Peru is registered. Since 1995, it is an Equifax brand. The information in the database can be positive or negative.
The data from Infocorp are constantly updated thanks to a joint effort between Equifax with the Superintendency of Banking and Insurance of Peru (SBS), the National Superintendency of Tax Administration (SUNAT), the National Customs Superintendency (SUNAD) and the Lima Chamber of Commerce (CCL ).
Debt levels at Infocorp
Depending on the amount of time that has elapsed with the debt, Infocorp has a rating scale of five levels.
– Normal: It is the most frequent level of debt, people are less than 8 days past due.
– Customers with potential problems (CPP): When they have a default period between 9 and 30 days.
– Poor: Debt with a period between 31 and less than 90 days.
– Doubtful: People whose debt has a period of less than 120 days.
– Loss: People with debts that exceed a period of 4 months.
Infocorp service channels
To communicate by phone with Infocorp, you must call the number (01) 415-0333. You can also make inquiries via email to the address contactanos@equifax.com.
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