The caucuses of Peru Libre and Podemos Peru presented bills that provide for the withdrawal of AFP contributions 100% and 4UIT (S/18,400), respectively. If these initiatives are approved, the private pension fund may be withdrawn. Therefore, in this note we tell you how to know how much money you have in your AFP.
Another legislative initiative presented is the proposal that seeks to authorize the withdrawal of up to 50% of AFP funds for the purchase or amortization of a first property, since currently only 25% of the fund can be used for this purpose. Thus, if this project is accepted, there will be another mechanism for people to withdraw their AFP, but to access it, you must know the amount you have in your account.
How to know how much money I have in my AFP?
The first way to find out is through the account statement sent by the AFP every four months to your address or virtually to your email. In case you cannot verify it by these means, you have the option to review it through the official pages or the applications of each entity:
- AFP Integra: If you are a member of this administrator, you can enter the following link: www.afpintegra.pe/iniciar-sesion. On the mentioned page you place your ID number and a password.
- Before AFP: enter the page in the following link and in the part that indicates “My account” you put the number of your ID and password.
- AFP Habitat: To review the statement of account in this AFP you must enter this link: www.afphabitat.com.pe/mi-cuenta/
- AFP Profuturo: If you are an affiliate of this AFP, you can enter this link to see your account statement.
Another way to access virtually is to download your AFP application and check your account statement. On the other hand, if you want to receive your contribution amount every four months, you must call your AFP or approach one of their agencies to update their data. You can also request a detailed report of all your contributions and movements since you joined the AFP, as well as fees and accumulated balance.
What is the proposed 100% Withdrawal Bill about?
Legislative initiative No. 929/2021 – CR has the purpose “that citizens can dispose of the balance they have after availing themselves of the benefit of Law No. 31192, in order to face the economic crisis that affects their families.”
What is the 4 ITU withdrawal initiative about?
The congresswoman of the Podemos Peru caucus, Dina Calle, presented a bill N.° 1119-2021-CR that authorizes affiliates to the private pension fund administration system (AFP), contributors and former contributors, to optionally withdraw their funds up to an amount of 4 UIT.
Who could withdraw their pension fund if the 100% Withdrawal Bill is approved?
If the aforementioned legislative initiative is approved, people who wish to withdraw 100% of their AFP must meet the following requirement:
- Having agreed to the withdrawal permitted by Law No. 3119, which was up to S/ 17,600 for all members of an AFP.
On the other hand, for the proposal of up to 4 UIT, it will be required to be a member who has not made contributions for at least three consecutive months. If you are an affiliate who registered contributions, you can only withdraw up to 2 UIT, which is equivalent to S/ 9,200.
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Kingston is an accomplished author and journalist, known for his in-depth and engaging writing on sports. He currently works as a writer at 247 News Agency, where he has established himself as a respected voice in the sports industry.
