Fonavi: return via social houses and debts forgiven

After Congress approved a law that returns the entire debt to the Fonavistas, payment in cash is not the only alternative. The return of contributions to the National Housing Fund (Fonavi) considers modalities that complement the distribution of money in cash, according to Luis Luzuriaga, president of the Federation of Fonavistas.

“The law establishes several modalities of return such as houses of social interest, land of social interest or debt forgiveness. The (distribution) of cash is one of them, and it will be given to the oldest beneficiaries or those with the greatest urgent need,” Luzuriaga told La República.

These details come after the plenary session of Congress corrected an error in the autograph approved last Wednesday that left the payment to Fonavistas without effect, and gives the green light to the return of the contributions made by both workers and their employers.

Amount to distribute

It is worth remembering that there are up to 2 million ex-porters waiting, and after the modifications in the Fonavi refund law, S / 42,008 million will be allocated after adapting the contributions to the Consumer Price Index (CPI).

In this sense, Luzuriaga specifies that in a referential calculation each phonavista would receive up to S/ 21,000; however, the figure varies because the refund is governed by what was contributed, the level of salary received and time worked. Therefore, he adds, the average per beneficiary can also reach up to S/ 15,000.

Regarding the fans who benefited from the lists published from 2015 to 2019 -where S/ 10.69 was returned for each contribution until the Constitutional Court declared it illegal-, Luzuriaga emphasized that they will be deducted with the new reimbursements, since They have received an advance.

In data to April 2021, there are 1 million 084,598 fonavistas to whom part of their fund was returned, equivalent to a total of S / 1 million 346,794 million.

social debt

Luzuriaga hopes that the Ministry of Economy and Finance (MEF) “does not turn aside and put an end to decades of waiting, despite wanting to continue tightening the rope”, even though the debt to the Fonavistas is part of the debt public and has been dilating since previous periods.

“(The minister) Pedro Francke has to comply with what the ruling of the TC says. The payment of Fonavi’s debt is not Francke’s will, to begin with, it is a constitutional duty and it has to be paid”, he added.

However, government sources anticipated that said project would be observed, since it demands spending initiative, added to the fact that the S / 42,000 million exceeds the budget for portfolios such as health, which makes its eventual disbursement impossible.

Finally, regarding the return for the relatives of those deceased contributors, the Fonavista representative recalled that money is an inheritable family patrimony, for which both the spouse, children or first or second degree relatives may claim the return. of money. ❖

Regulation from ad hoc commission

The ad hoc commission is made up of three representatives from Fonavi, three from the MEF and one from the ONP, and is in charge of the operational plan to identify the Fonavistas and the amounts they will receive. Luzuriaga stresses that there is already an operational plan, but it was blocked during the Sagasti administration. In the coming days they will resume sessions to fine-tune details.

“After so much insistence, this draft ruling on the return of money to the Fonavistas has been made possible with the approval of Congress,” said Congresswoman Silvia Monteza.

The data

Old calculation. Previously, the return was set around the value of the contributions, the CPI and legal interest rates, which totaled S / 3,835 billion, a figure equal to 50 times the GDP of China.