Own Roof Bonus to build a house rose to S / 27,600

The Ministry of Housing, Construction and Sanitation (MVCS) maintained for this 2022 the exceptional values ​​of the Bono Familiar Habitacional (BFH) of the Techo Propio program. However, with the increase in the Tax Unit (UIT) that rose from S / 4,400 to S / 4,600, the final amounts rose.

Thus, for ‘Construction on Own Site‘the value will continue to be 6 UIT, but in the conversion it went up from S / 26,400 to S / 27,600. It should be noted that this type of subsidy is the most demanded of the program and is aimed at low-income families who wish to build a home on their own land or in independent spaces registered in Public Registries.

For its part, for the “New Home Acquisition”, The subsidy rose from S / 38,500 to S / 40,250, after maintaining its value at 8.75 UIT. This modality is for families who do not have land to buy a Social Interest Housing (VIS) or Prioritized VIS that costs up to S / 109,200.

:

Offer available

On the other hand, the Mivivienda Fund reported that there are currently a total of 76,000 units available to be purchased through the programs Techo Propio and Mivivienda credit, which can be accessed with the corresponding subsidies.

To detail, The real estate offer of the Techo Propio program in the New Home Acquisition modality is 3,898 in Lima and Callao and 18,878 in provinces, that add up to a total of 22,776 homes in 122 projects throughout the country.

While for Mivivienda it reaches 51,605 units available nationwide in 449 projects, where Lima and Callao account for 68.24% of the total. In provinces (17,338) Piura, Lambayeque, Arequipa, Ica and La Libertad stand out.

:

Last year 60,000 families benefited

Last year 60,467 families benefited from the Mivivienda and Techo Propio programs.

12,871 operations were registered through the Mivivienda loan, being the second best placement after 2013. And a historical record of disbursements was broken with S / 1,791 million.

On the side of the Family Housing Bonds (BFH) of the Techo Propio program, 2021 closed with 47,596 disbursements, which represented a budget of more than S / 1,446 million.