Government will grant S/117.700 of financing to these workers in Peru with minimal rates due to emergency for rains

The heavy rains registered in various regions of the Peru They have generated serious effects on infrastructure, homes and economic activities, especially impacting workers in various areas. Given this situation, the Peruvian state It has implemented financial support and financing programs to help those who have seen their work difficult due to these climatic events.

Among the measures adopted are credits with preferential rates, subsidies and technical assistance, allowing workers to recover their tools, equipment and damaged infrastructure. These programs seek to guarantee the continuity of productive activities and mitigate the economic losses caused by the emergency, ensuring financial support for the most vulnerable sectors.

What workers will benefit from this financing of S/117,000 in Peru?

Financing up to S/ 117,700 (equivalent to 22 UIT) In Peru it is aimed at Artisanal and Aquaculture Fishermen that have been affected by heavy rains in areas declared in emergency between January and March 2025. This extraordinary loan program, promoted by the National Fisheries Development Fund (FONDEPES) Under the supervision of the Ministry of Production (Produce)aims to support the economic recovery of these workers, allowing them to restore their productive activities.

This credit is designed to invest in the acquisition of essential goods and services, since Fondepes does not deliver cash. In the case of the Artisanal fishingThe purchase of engines, navigation equipment, safety, networks and vessel repair is financed. For the Aquaculttersthe credit allows to pay balanced food, equipment, infrastructure expansion, construction of incubation rooms and purchase of ovas and fry, thus ensuring continuity and improvement of production.

What are the requirements to access this financing delivered by the Peruvian State?

To access financing up to S/ 117,700 granted by FONDEPESapplicants must meet the following requirements:

• Being artisanal or aquaculture fisherman affected by rains in areas declared in emergency between January and March 2025.
• Have between 18 and 67 years and present Current ID.
• Prove your activity with fishing card, shipping book or registration certificate.
• Present a report that certifies the damage caused by the rains.
• Allocate credit to specific goods and services, such as engines, networks, equipment, vessel repair, aquaculture infrastructure, supplies and equipment.

How long can I request this financial support in Peru in 2025?

The economic support provided by Fondepes is aimed at handmade and aquaculture fishermen affected by the rains in Peru and may be requested until April 30, 2025. This financing seeks to help the recovery of productive activities in the areas declared in emergency between January and March 2025, ensuring that beneficiaries can reactivate their work without facing large economic burdens.

The credit granted has a payment period of up to 24 months, which allows workers to have a sufficient period to fulfill their financial obligations. In addition, depending on the activity carried out, the possibility of accessing up to 10 months of grace is offered, which means that during that time they will not have to make payments, thus facilitating their Economic recovery.

To ensure that the support is accessible and sustainable, they have established interest rates preferential: 1% annual for new beneficiaries who first access credit and 0% for those who already obtained financing from FONDEPES And they fulfilled their payments. This encourages financial responsibility and allows those who have demonstrated good credit history to access even more favorable conditions.

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