YAPE 2025: Is it possible that they charge me commissions for sending or receiving money in Peru? This says the app

YAPEthe recognized application of Credit Bank of Peru (BCP), is among the most used and downloaded in the country. Therefore it is not surprising that more and more people use it to carry out various Transactions of great relevance.

In relation to this, it is important to know that the platform, in specific cases, applies a Commission for its use. Next, the amount of this position, the situations in which it is applied and other key aspects to take into account.

Can Yape charge commissions for carrying out financial operations in 2025?

Yeah, YAPE can do the commission collection When you send or receive money on your account. However, this situation occurs only if you are affiliated with Yape Company, a modality that YAPE provides and that offers functionalities other than the traditional accounts of Yape.

It is relevant to note that the Commission applied by YAPE company does not affect individual users who use the application to send either receive money through cell phone numbers or QR codes. For these users, all the functions of the platform continue to be completely free, regardless of their location in the country.

Consequently, if you use YAPE To perform personal transfersyou can continue doing it without worrying about additional costs. In contrast, if you own a business and seek 2.95% commission on daily sales.

What is YAPE company and why do they charge a commission for their use?

Yape company is a version of the application YAPE Designed specifically for business, allowing merchants to receive payments quickly and easily through QR codes, contacts and cell phone numbers. This modality offers advantages such as limits transaction higher and access to detailed reports on daily sales.

He collection of one commission In Yape Empresa, which is equivalent to 2.95% of sales daily, it is because this service is oriented to shops and offers additional tools for payment management. Unlike the standard version of YAPEwhich is free for individual users, this modality generates operational costs associated with commercial transactions processing, which justifies the application of said position.

What is the maximum amount that I can receive per month in Yape this 2025?

As of January 1, 2025, the monthly limit of money you can receive in YAPE It is 5 tax tax units (ITU) for Transactionswhich translates into S/26,750. This restriction will apply to all individual users, covering both the Transfers received like the payments made through QR codes. Once this limit is reached, it will not be possible to receive more money through the application until the start of the following month.

The implementation of these boundaries seeks to strengthen the Security in the Transactions and ensure compliance with current banking regulations. Therefore, users are advised to organize their financial activities based on these provisions to avoid possible setbacks.

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Source: Larepublica

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